What is your money IQ when planning for your retirement

Illustration by Mark Matcho

What's Your Money IQ? Credit and Savings Quiz

See how high you can score on these questions

AARP

En español

February 26, 2021

10 Questions

e634afa8-401d-42b8-9db9-88415d80aa0d

Use this quiz to boost your financial knowledge about credit and savings.

What's Your Money IQ? Credit and Savings Quiz

[ {
  "question" : "AnnualCreditReport.com is the only authorized source for the free credit report that’s yours by law.",
  "answers" : [ {
    "answer" : "True",
    "correctAnswer" : true
  }, {
    "answer" : "False",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "You can ask for one free credit report from Experian, TransUnion and Equifax per year, but annualcreditreport.com is the only site authorized by federal law. Other free credit sites may not have reports from all three credit reporting agencies, or may charge you for information you can get for free.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "How much are you liable for if your debit or ATM card is stolen?",
  "answers" : [ {
    "answer" : "No more than $50, if the loss is reported within two business days",
    "correctAnswer" : false
  }, {
    "answer" : "Up to $500, if reported after two business days",
    "correctAnswer" : false
  }, {
    "answer" : "The total amount, if reported after 60 days",
    "correctAnswer" : false
  }, {
    "answer" : "All of the above",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Timing matters if your debit card is lost or stolen, so notify your bank immediately. The longer you wait, the higher your potential liability",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Who can access your credit report?",
  "answers" : [ {
    "answer" : "Employers considering you for a job ",
    "correctAnswer" : false
  }, {
    "answer" : "Creditors considering issuing you a loan or credit card ",
    "correctAnswer" : false
  }, {
    "answer" : "Insurers issuing you an auto policy",
    "correctAnswer" : false
  }, {
    "answer" : "All of the above, as well as government agencies",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Almost 60 percent of all U.S. employers now conduct credit checks as part of the hiring process. Your credit report is also viewed by banks and creditors in the loan application process. People with excellent credit are offered lower insurance rates than those with poor credit.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "If your credit card is stolen, federal law says that you’re responsible for what amount of any fraudulent charges?",
  "answers" : [ {
    "answer" : "All of it ",
    "correctAnswer" : false
  }, {
    "answer" : "10 percent",
    "correctAnswer" : false
  }, {
    "answer" : "$50, but most card issuers will waive any liability in clear cases of a stolen card or number",
    "correctAnswer" : true
  }, {
    "answer" : "None of the above",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "With a credit card, you also have more time to refuse payment or dispute charges than if you used a debit card.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "A credit report is:",
  "answers" : [ {
    "answer" : "A list of your financial assets and liabilities",
    "correctAnswer" : false
  }, {
    "answer" : "Your borrowing and bill payment history",
    "correctAnswer" : true
  }, {
    "answer" : "Your available credit line at banks and other lenders",
    "correctAnswer" : false
  }, {
    "answer" : "None of the above",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "A credit report can also include whether any action was taken against you because of unpaid bills.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "How much federal deposit insurance is available per bank or credit union account?",
  "answers" : [ {
    "answer" : "$50,000",
    "correctAnswer" : false
  }, {
    "answer" : "Unlimited",
    "correctAnswer" : false
  }, {
    "answer" : "$100,000",
    "correctAnswer" : false
  }, {
    "answer" : "$250,000",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "The Federal Deposit Insurance Corp. (FDIC) gives $250,000 per bank per person per account category. You can spread your savings out to get much more insurance. For example, an individual retirement account and a checking account would each have $250,000 of FDIC insurance.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "If you have a high credit score — 760 or better — how much lower would your mortgage rate be than for someone whose score is around 620?",
  "answers" : [ {
    "answer" : "About 0.25% lower",
    "correctAnswer" : false
  }, {
    "answer" : "About 1% lower",
    "correctAnswer" : false
  }, {
    "answer" : "About 1.5% lower",
    "correctAnswer" : true
  }, {
    "answer" : "None of the above",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "When you have bad credit, you'll have to pay an exorbitant amount of money in interest and finances charges — if you get approved for a loan at all.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Which of the following statements about credit cards is false?",
  "answers" : [ {
    "answer" : "There’s a preset limit to how much you can spend. ",
    "correctAnswer" : false
  }, {
    "answer" : "A credit card expense is a short-term loan and by signing the receipt, you’re agreeing to repay. ",
    "correctAnswer" : false
  }, {
    "answer" : "You’re charged interest even if you pay your bill in full and on time each month.",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "A purchase on credit essentially means that the card issuer is paying for your purchase up front. If you pay the credit card bill in full on time at the end of the month, the loan you’re getting is interest-free. It’s only if you carry a balance that you pay those often high interest rates.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What is the range of credit scores that’s considered “good?”",
  "answers" : [ {
    "answer" : "700-800",
    "correctAnswer" : true
  }, {
    "answer" : "600-800",
    "correctAnswer" : false
  }, {
    "answer" : "800 and above",
    "correctAnswer" : false
  }, {
    "answer" : "500-700",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "FICO credit scores range from 300 to 850, and a score that ranges between 700 to 800 is considered good. Any score above 800 is considered excellent, and the average credit score in the U.S. is 710.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What does APR mean?",
  "answers" : [ {
    "answer" : "Annual penalty rate, what you owe if you don’t pay in full",
    "correctAnswer" : false
  }, {
    "answer" : "Annual percentage rate, the total cost of credit over a whole year, including interest rate and fees",
    "correctAnswer" : true
  }, {
    "answer" : "Annual payoff rate, how long it takes to pay a debt",
    "correctAnswer" : false
  }, {
    "answer" : "Average payment ratio, what other people pay in debts similar to yours",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Payday loans have high APRs — up to almost 500 percent.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
} ]

Quiz Progress

0 Correct

0 Incorrect

get help and give help through AARP Community Connections

Caption for quiz image

Credit for quiz image

NEED A HINT?

CLOSE HINT

CORRECT

INCORRECT

Answer:

What's Your Money IQ? Credit and Savings Quiz

0 Correct

0 Incorrect

Score:

Oops...something went wrong. Please log out and log back in to continue.

AARP Membership - Memorial Day Sale

LIMITED TIME OFFER. Join AARP for just $9 per year when you sign up for a 5-year term. Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP The Magazine. Join now and get a FREE GIFT.

Join Now

Renew Today

AARP VALUE &

MEMBER BENEFITS

See All

MEMBERS ONLY

Health & Wellness

Walgreens

Exclusive Walgreens Cash rewards for members

learn more

See more Health & Wellness offers >

{"hideCategory":false,"useAlternateLanguage":false,"headlineIconAltText":"","listItems":[{"categoryTitle":"Health \u0026 Wellness","categoryUrl":"/membership/benefits/health/","categoryDeeplinkParam":"healthandwellness","isLimitedTimeOffer":false,"offerJson":{"dbr_offer_id":"6e9d3ee4f515d46d861e852bb769a9b4","source_name":"Walgreens","offer_title":"Exclusive Walgreens Cash Rewards for Members","offer_description":"\u003cp\u003eWhen you link your AARP and myWalgreens™ memberships, you\u0027ll earn 10% Walgreens Cash rewards on Walgreens branded health and wellness products, 7% Walgreens Cash rewards on Walgreens branded beauty products and 3% Walgreens Cash rewards on other eligible beauty purchases. Exclusions and restrictions apply. For full details, visit \u003ca data-overlay-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/mnt/overlay/wcm/core/content/sites/properties.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\" href\u003d\"https://www.walgreens.com/topic/promotion/aarpcard.jsp?ban\u003dFY21AARP_vanityURL\" data-default-element-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/mnt/overlay/wcm/core/content/sites/properties.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\" data-displayoverlay\u003d\"displayOverlay\" title\u003d\"Walgreens Website\" rel\u003d\"noreferrer\" target\u003d\"_blank\"\u003eWalgreens.com/AARPcard\u003c/a\u003e.\u003c/p\u003e","offer_short_description":"Exclusive Walgreens Cash rewards for members","category_list":"healthandwellness,shoppingandgroceries","subcategory_list":"shoppingandgroceries-groceries","tags":[{"tagID":"dbr:healthandwellness","title":"Health \u0026 Wellness","name":"healthandwellness","deeplink_url":"/membership/benefits/health/","deeplink_param_value":"healthandwellness","get_offers_url":"/etc/aarp/dbr/ws.api/offers/healthandwellness.json","sub_tags":[]},{"tagID":"dbr:shoppingandgroceries","title":"Shopping \u0026 Groceries","name":"shoppingandgroceries","deeplink_url":"/membership/benefits/shopping/","deeplink_param_value":"shoppingandgroceries","get_offers_url":"/etc/aarp/dbr/ws.api/offers/shoppingandgroceries.json","sub_tags":[{"tagID":"dbr:shoppingandgroceries/groceries","title":"Groceries","name":"groceries","deeplink_url":"/membership/benefits/shopping/grocery/","deeplink_param_value":"shoppingandgroceries-groceries","get_offers_url":"/etc/aarp/dbr/ws.api/offers/shoppingandgroceries-groceries.json"}]}],"vertical_image_url":"/content/dam/aarp/benefits_discounts/providers/walgreens/258x334-walgreens-woman-outside-yoga-mat-nov-2020.jpg","image_url":"/content/dam/aarp/benefits_discounts/providers/walgreens/1140x641-walgreens-woman-outside-yoga-mat-nov-2020.jpg","advertisement_flag":"","advertisement_sort_order":"","merchant_phone":"1-855-225-9225","merchant_phone_label":"or, call Walgreens at","howto_redeem":"Learn More","howto_redeem_url":"https://www.walgreens.com/topic/promotion/aarpcard.jsp","howto_redeem_expired":"Renew to Learn More","howto_redeem_expired_link":"https://appsec.aarp.org/mem/renew","howto_redeem_non_member":"Join to Learn More","howto_redeem_non_member_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","howto_redeem_anonymous":"Join to Learn More","howto_redeem_anonymous_link":"https://appsec.aarp.org/mem/join?campaignid\u003dUASMBP1\u0026intcmp\u003dEWHERE-MBCHAE-LP-MMA-JOIN","howto_redeem_desc":"Access savings and learn how to link your AARP and myWalgreens™ memberships.","member_exclusive_flag":"no","offer_type":"EverGreen","hideLeavingAARP":"","interstitial_desc":"You\u0027ll leave AARP.org and go to the website of a trusted provider. The provider\u0027s terms, conditions, and policies apply.","dbr_offer_type":"discount","restrictions":"\u003cp\u003eAARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.\u003c/p\u003e\u003cp\u003e*Offer good with myWalgreens™ linked to an AARP card. Walgreens Cash rewards are not legal tender. No cash back. Walgreens Cash rewards good on future purchases. Rewards cannot be earned on photo orders not picked up in store, alcohol, dairy, tobacco, gift cards, sales tax and shipping, or items or services sold by third-party partners. Rewards on prescriptions and other pharmacy items and services cannot be earned in AR, NJ or NY. Only prescriptions picked up in store are eligible to earn rewards. Walgreens Cash rewards applied after all discounts, percentages off and manufacturers’ coupon but before sales tax. Other exclusions and limitations apply. Complete details, including Walgreens Cash rewards expiration dates, at myWalgreens.com. \u003c/p\u003e","lto_daysleft_start_control":30,"is_redeemable_in_person":"false","is_redeemable_only_in_person":false,"state_blacklist":[],"offer_timing":"anytime","line_of_business":"ASI discounts","asi_category":"ASI Shopping","analytics_brand":"Walgreens | Walgreens","analytics_offerid":"walgreens-10181","howto_redeem_already_registered_anon":"Member Log In","howto_redeem_already_registered_anon_link":"https://login.aarp.org/online-community/loginform.action","howto_redeem_already_registered_nonmember":"Link your membership","howto_redeem_already_registered_nonmember_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","offer_keywords":["Members","Benefits","points","walgreens rewards","health ","wellness","mywalgreens","beauty","beauty discounts","rewards","walgreens"],"offer_keywords_spanish":["Walgreens","balance","puntos","recompensas","socios","beneficios","AARP Walgreens","Walgreens","wallgreen","wallgreens","ahorros en walgreens","descuentos de walgreens","descuento de walgreens","ofertas de walgreens","oferta de walgreens","beneficio de walgreens","beneficios de walgreens","salud","bienestar","salud y bienestar","puntos","farmacia","recompensas de walgreens","recompensas","Health \u0026 Wellness","oferta de medicamento recetado","receta","recetas","rx","ofertas de rx","ahorros en rx","puntos de recompensa","balance de puntos de recompensa","balance de recompensa","puntos","vacunas","vacuna"],"provider_logo":"/content/dam/aarp/benefits_discounts/providers/walgreens/walgreens-logo-jan-2023.png","provider_logo_alt_text":"walgreens logo","provider_logo_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/walgreens/walgreens-logo-jan-2023.imgcache.revecb9f0feb7ce324ba0a487a7a86d7f61.png","provider_logo_width":"640","provider_logo_height":"150","enable_utm_parameters":"","append_aid_paramter":"","lto_model_heading":"Limited Time Member Offers","lto_advertisement":"Member Exclusive Advertisement","ty_socialMissionFlag":"true","deeplink_param_value":"walgreens-10181","pixel_learn_more_value":"NzcT8FSA","howto_redeem_2":"Learn More","howto_redeem_already_registered_nonmember_label":"Already a member?","howto_redeem_already_registered_anon_label":"Already a member?","image_alt_text":"","image_title":"woman outside phone yoga mat","image_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/walgreens/1140x641-walgreens-woman-outside-yoga-mat-nov-2020.imgcache.rev532a3f57f32ea4c4f989fcabb64f5301.jpg","tab_label_offer_details":"Details","tab_label_restrictions":"Disclosures","geoloc_tab_label":"Locations","disclaimer_label":"","geoloc_provider_legal_info":"You will leave AARP.org and go to the website of a trusted provider. The provider’s terms, conditions, and policies apply.","geoloc_miles_label_text":"Miles","geoloc_show_results_within_label_text":"Show results within","geoloc_see_more_button_text":"See More","geoloc_find_location_label":"Find a Location","geoloc_total_results_label":"Result(s)","geoloc_no_results_view_message":"There are no locations within a 100 mile radius. Please try another location","geoloc_tab_hint_text":"Enter an address, city, or ZIP","geoloc_mobile_list_cta":"LIST VIEW","geoloc_mobile_list_cta_url":"","geoloc_mobile_map_cta":"MAP VIEW","geoloc_mobile_map_cta_url":"","geoloc_provider_link_cta_url":"","geoloc_experience_type":"full_location","ty_ctaText":"Continue","geoloc_hide_tab":"false","ty_interstitialText":"Thanks for visiting aarp.org! Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","howto_redeem_label":"How to Access","ty_interstitialDesc":"Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","ty_cancelText":"Cancel","ty_interstitialTitle":"Thanks for visiting aarp.org!","lto_daysleft":"Days Left","provider_logo_title":"walgreens logo","geoloc_hide_see_more_button":"false","geoloc_provider_link_cta":"Learn more about this benefit by visiting the provider website","offer_page_path":"/benefits-discounts/all/walgreens-10181/","redemption_content":"","show_phone_number_above_cta":"","restrictions_label":"Disclosures","show_state_availability":"","state_availability_text":"SEE AVAILABILITY IN YOUR STATE","hideRestrictionsTab":"","ltos":[]},"parentOfferJson":{}}]}
MEMBERS ONLY

Travel

AARP Travel Center Powered by Expedia: Vacation Packages

$50 gift card of your choice when booking any flight package

learn more

See more Travel offers >

{"hideCategory":false,"useAlternateLanguage":false,"headlineIconAltText":"","listItems":[{"categoryTitle":"Travel","categoryUrl":"/membership/benefits/travel/","categoryDeeplinkParam":"travel","isLimitedTimeOffer":false,"offerJson":{"dbr_offer_id":"9867449926dbcd7ce676d5e8172fea1f","source_name":"AARP Travel Center Powered by Expedia: Vacation Packages","offer_title":"$50 Gift Card When Booking Any Flight Package","offer_description":"\u003cp\u003eMembers get a $50 gift card of their choice when they book any flight package, exclusively through the AARP Travel Center Powered by Expedia.*\u0026nbsp;\u003c/p\u003e","offer_short_description":"$50 gift card of your choice when booking any flight package","category_list":"travel","subcategory_list":"travel-flightsandvacationpackages","tags":[{"tagID":"dbr:travel","title":"Travel","name":"travel","deeplink_url":"/membership/benefits/travel/","deeplink_param_value":"travel","get_offers_url":"/etc/aarp/dbr/ws.api/offers/travel.json","sub_tags":[{"tagID":"dbr:travel/flightsandvacationpackages","title":"Flights \u0026 Vacation Packages","name":"flightsandvacationpackages","deeplink_url":"/membership/benefits/flights/","deeplink_param_value":"travel-flightsandvacationpackages","get_offers_url":"/etc/aarp/dbr/ws.api/offers/travel-flightsandvacationpackages.json"}]}],"vertical_image_url":"/content/dam/aarp/benefits_discounts/providers/expedia/258x334-expedia-couple-walking-beach-resort.jpg","image_url":"/content/dam/aarp/benefits_discounts/providers/expedia/1140x641-expedia-couple-walking-beach-resort.jpg","advertisement_flag":"","advertisement_sort_order":"","merchant_phone":"1-800-675-4318","merchant_phone_label":"or, call the AARP Travel Center Powered by Expedia for assistance with booking at ","howto_redeem":"Learn More","howto_redeem_url":"https://www.expedia-aarp.com/lp/b/vacationpackages50prepaid?MDPCID\u003dUS.TPS.AARP.CONTENT-MODAL.PACKAGE","howto_redeem_expired":"Renew to Learn More","howto_redeem_expired_link":"https://appsec.aarp.org/mem/renew","howto_redeem_non_member":"Join to Learn More","howto_redeem_non_member_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","howto_redeem_anonymous":"Join to Learn More","howto_redeem_anonymous_link":"https://appsec.aarp.org/mem/join?campaignid\u003dUASMBP1\u0026intcmp\u003dEWHERE-MBCHAE-LP-MMA-JOIN","howto_redeem_desc":"Booking can be completed through the AARP Travel Center Powered by Expedia, or by phone.","member_exclusive_flag":"no","offer_type":"EverGreen","hideLeavingAARP":"","interstitial_desc":"You\u0027ll leave AARP.org and go to the website of a trusted provider. The provider\u0027s terms, conditions, and policies apply.","dbr_offer_type":"discount","restrictions":"\u003cp\u003eAARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.\u003c/p\u003e\u003cp\u003e*Terms and conditions:\u0026nbsp;\u003c/p\u003e\u003cp\u003eTo qualify, you must book a “Flight Package Trip” (meaning, a trip which includes a flight and at least one of a hotel stay or rental car booked together) through the package booking option of the AARP Travel Center powered by Expedia (\u003cu\u003e\u003ca href\u003d\"http://www.expedia-aarp.com/\" title\u003d\"AARP Travel Center powered by Expedia\" data-overlay-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/content/dam/content-fragments/aarp-org/en/dbr/offers/Travel/Flights-Vacation-Packages/aarp-travel-center-powered-by-expedia-vacation-packages/aarp-travel-center-powered-by-expedia-vacation-packages-disclosure.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\"\u003ehttps://www.expedia-aarp.com\u003c/a\u003e\u003c/u\u003e). One $50 Gift Card will be distributed per Flight Package Trip regardless of the number of passengers on such booking, and redemption information will be sent to the email address provided to the AARP Travel Center powered by Expedia when booking your Flight Package Trip. Canceled Flight Package Trips will be excluded. Gift Card will be delivered pursuant to the Redemption Instructions by Tango Card, Inc. You will receive your gift card within a week of your travel start date. You understand and agree that Expedia may share your contact information with Tango Card, Inc. solely for the purposes of enabling redemption of the $50 Gift Card. Additionally, Expedia and/or AARP reserves the right, in its sole discretion, to disqualify you, if it finds you to be acting in violation of the Terms \u0026amp; Conditions of\u0026nbsp;\u003cu\u003e\u003ca href\u003d\"http://www.expedia-aarp.com/\" title\u003d\"AARP Travel Center powered by Expedia\" data-overlay-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/content/dam/content-fragments/aarp-org/en/dbr/offers/Travel/Flights-Vacation-Packages/aarp-travel-center-powered-by-expedia-vacation-packages/aarp-travel-center-powered-by-expedia-vacation-packages-disclosure.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\"\u003ehttps://www.expedia-aarp.com\u003c/a\u003e\u003c/u\u003e, this program, or in a fraudulent or deceptive manner. Expedia and/or AARP may cancel this promotion at any time for any reason.\u003c/p\u003e\u003cp\u003eReward Link is managed by Tango Card, Inc. Reward Links expire on the date stated on the Gift Card and are valid within the USA only. Reward Links are issued to Reward Recipient without charge for loyalty, award, or promotional purposes, and are not sold to consumers. Your Reward Link balance may be redeemed for national gift cards and can be accessed at any time by clicking the Reward Link URL. Gift Card can only be redeemed by the Reward Recipient; Gift Card cannot be transferred, sold or exchanged. All redemptions are final. Reward Link balances from different programs cannot be combined. No fees apply to Reward Link. Please treat like cash. Please view our full terms of service at \u003ca title\u003d\"Please view our full terms of service at https://www.rewardsgenius.com/reward-link-terms-of-service\" href\u003d\"https://www.rewardsgenius.com/reward-link-terms-of-service\" data-overlay-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/content/dam/content-fragments/aarp-org/en/dbr/offers/Travel/Flights-Vacation-Packages/aarp-travel-center-powered-by-expedia-vacation-packages/aarp-travel-center-powered-by-expedia-vacation-packages-disclosure.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\" target\u003d\"_blank\" data-default-element-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/content/dam/content-fragments/aarp-org/en/dbr/offers/Travel/Flights-Vacation-Packages/aarp-travel-center-powered-by-expedia-vacation-packages/aarp-travel-center-powered-by-expedia-vacation-packages-disclosure.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\" data-displayoverlay\u003d\"displayOverlay\" rel\u003d\"noreferrer\"\u003ehttps://www.rewardsgenius.com/reward-link-terms-of-service\u003c/a\u003e. Use of this Reward constitutes acceptance of the Reward Link terms of service. Separate terms and conditions apply after Reward Link redemption based on merchant selected for redemption.\u003c/p\u003e","lto_daysleft_start_control":30,"is_redeemable_in_person":"false","is_redeemable_only_in_person":false,"state_blacklist":[],"offer_timing":"anytime","line_of_business":"ASI discounts","asi_category":"ASI Travel","analytics_brand":"Expedia | AARP Travel Center Powered by Expedia: Vacation Packages","analytics_offerid":"aarp-travel-center-powered-by-expedia-vacation-packages","howto_redeem_already_registered_anon":"Member Log In","howto_redeem_already_registered_anon_link":"https://login.aarp.org/online-community/loginform.action","howto_redeem_already_registered_nonmember":"Link your membership","howto_redeem_already_registered_nonmember_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","offer_keywords":["aarp benefits","aarp discounts","expedia vacation packages","vacation discounts","flight savings"],"offer_keywords_spanish":["Beneficios de aarp","Descuentos de AARP","Paquetes de vacaciones de Expedia","Descuentos para las vacaciones","Ahorros en vuelos"],"provider_logo":"/content/dam/aarp/benefits_discounts/providers/expedia/640x334-expedia-travel-center-new-logo.png","provider_logo_alt_text":"AARP Travel Center Powered by Expedia logo","provider_logo_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/expedia/640x334-expedia-travel-center-new-logo.imgcache.rev2df54f0afcd5adf896fc9f3af97544f8.png","provider_logo_width":"640","provider_logo_height":"334","enable_utm_parameters":"","append_aid_paramter":"","lto_model_heading":"Limited Time Member Offers","lto_advertisement":"Member Exclusive Advertisement","ty_socialMissionFlag":"true","deeplink_param_value":"aarp-travel-center-powered-by-expedia-vacation-packages","pixel_learn_more_value":"","howto_redeem_2":"Learn More","howto_redeem_already_registered_nonmember_label":"Already a member?","howto_redeem_already_registered_anon_label":"Already a member?","image_alt_text":"","image_title":"A happy couple in white summer clothing on vacation walks along a wooden pier over tropical, turquoise ocean in the Maldives, Indian Ocean","image_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/expedia/1140x641-expedia-couple-walking-beach-resort.imgcache.rev12bf6aeda2658c46918b9f9e0000093d.jpg","tab_label_offer_details":"Details","tab_label_restrictions":"Disclosures","geoloc_tab_label":"Locations","disclaimer_label":"","geoloc_provider_legal_info":"","geoloc_miles_label_text":"Miles","geoloc_show_results_within_label_text":"Show results within","geoloc_see_more_button_text":"See More","geoloc_find_location_label":"Find a Location","geoloc_total_results_label":"Result(s)","geoloc_no_results_view_message":"There are no locations within a 100 mile radius. Please try another location","geoloc_tab_hint_text":"Enter an address, city, or ZIP","geoloc_mobile_list_cta":"LIST VIEW","geoloc_mobile_list_cta_url":"","geoloc_mobile_map_cta":"MAP VIEW","geoloc_mobile_map_cta_url":"","geoloc_provider_link_cta_url":"","geoloc_experience_type":"","ty_ctaText":"Continue","geoloc_hide_tab":"true","ty_interstitialText":"Thanks for visiting aarp.org! Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","howto_redeem_label":"How to Access","ty_interstitialDesc":"Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","ty_cancelText":"Cancel","ty_interstitialTitle":"Thanks for visiting aarp.org!","lto_daysleft":"Days Left","provider_logo_title":"AARP Travel Center Powered by Expedia logo","geoloc_hide_see_more_button":"false","geoloc_provider_link_cta":"","offer_page_path":"/benefits-discounts/all/aarp-travel-center-powered-by-expedia-vacation-packages/","redemption_content":"","show_phone_number_above_cta":"","restrictions_label":"Disclosures","show_state_availability":"","state_availability_text":"SEE AVAILABILITY IN YOUR STATE","hideRestrictionsTab":"","ltos":[]},"parentOfferJson":{}}]}
MEMBERS ONLY

Finances

AARP® Identity Theft Protection powered by Norton™

Up to 53% off comprehensive protection plans

learn more

See more Finances offers >

{"hideCategory":false,"useAlternateLanguage":false,"headlineIconAltText":"","listItems":[{"categoryTitle":"Finances","categoryUrl":"/membership/benefits/finance/","categoryDeeplinkParam":"finances","isLimitedTimeOffer":false,"offerJson":{"dbr_offer_id":"1d4ac1fc2d4f28191528e22ba222c04a","source_name":"AARP® Identity Theft Protection powered by Norton™","offer_title":"Up to 53%* Off","offer_description":"\u003cp\u003eMembers save up to 53% on plans that help protect against hackers stealing their personal information and infecting their devices with malware. Options for individuals, couples and families are available. *Terms apply.\u003c/p\u003e","offer_short_description":"Up to 53% off comprehensive protection plans","category_list":"finances,technologyandwireless","subcategory_list":"finances-fraud-prevention","tags":[{"tagID":"dbr:finances","title":"Finances","name":"finances","deeplink_url":"/membership/benefits/finance/","deeplink_param_value":"finances","get_offers_url":"/etc/aarp/dbr/ws.api/offers/finances.json","sub_tags":[{"tagID":"dbr:finances/fraud-prevention","title":"Fraud Prevention","name":"fraud-prevention","deeplink_url":"/membership/benefits/finance/fraud-prevention/","deeplink_param_value":"finances-fraud-prevention","get_offers_url":"/etc/aarp/dbr/ws.api/offers/finances-fraud-prevention.json"}]},{"tagID":"dbr:technologyandwireless","title":"Technology \u0026 Wireless","name":"technologyandwireless","deeplink_url":"/membership/benefits/tech/","deeplink_param_value":"technologyandwireless","get_offers_url":"/etc/aarp/dbr/ws.api/offers/technologyandwireless.json","sub_tags":[]}],"vertical_image_url":"/content/dam/aarp/benefits_discounts/providers/norton-lifelock/258x334-mature-woman-dog-laptop-mar-2022.jpg","image_url":"/content/dam/aarp/benefits_discounts/providers/norton-lifelock/1140x641-mature-woman-dog-laptop-mar-2022.jpg","advertisement_flag":"","advertisement_sort_order":"","merchant_phone":"1-844-506-4198","merchant_phone_label":"or, call Norton at","howto_redeem":"Learn More","howto_redeem_url":"https://us.norton.com/store?promocode\u003daarpitps\u0026VENDORID\u003d_AARP\u0026om_em_cid\u003dext_partner_aarp_nortoncom-offers_modal_productpg\u0026expid\u003dAARP-ITPS","howto_redeem_expired":"Renew to Learn More","howto_redeem_expired_link":"https://appsec.aarp.org/mem/renew","howto_redeem_non_member":"Join to Learn More","howto_redeem_non_member_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","howto_redeem_anonymous":"Join to Learn More","howto_redeem_anonymous_link":"https://appsec.aarp.org/mem/join?campaignid\u003dUASMBP1\u0026intcmp\u003dEWHERE-MBCHAE-LP-MMA-JOIN","howto_redeem_desc":"Promo code is automatically applied when you visit the Norton website or call the phone number below.","member_exclusive_flag":"no","offer_type":"EverGreen","hideLeavingAARP":"","interstitial_desc":"You\u0027ll leave AARP.org and go to the website of a trusted provider. The provider\u0027s terms, conditions, and policies apply.","dbr_offer_type":"discount","restrictions":"\u003cp\u003eAARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.\u003c/p\u003e","lto_daysleft_start_control":30,"is_redeemable_in_person":"false","is_redeemable_only_in_person":false,"state_blacklist":[],"offer_timing":"anytime","line_of_business":"ASI financial","asi_category":"ASI Financial Services \u0026 Insurance","analytics_brand":"Norton | AARP® Identity Theft Protection powered by Norton™","analytics_offerid":"aarp-identity-theft-protection-powered-by-norton","howto_redeem_already_registered_anon":"Member Log In","howto_redeem_already_registered_anon_link":"https://login.aarp.org/online-community/loginform.action","howto_redeem_already_registered_nonmember":"Link your membership","howto_redeem_already_registered_nonmember_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","offer_keywords":["Norton","Online Identity","identity protection","internet protection","restore information ","stolen information","fix stolen information"],"offer_keywords_spanish":["Norton","Identidad en línea","Protección de identidad","Protección en internet","Recuperación de información","Información robada","Cómo recuperar información robada"],"provider_logo":"/content/dam/aarp/benefits_discounts/providers/norton-lifelock/identity-theft-protection-norton-jan-2023.svg","provider_logo_alt_text":"AARP Identity Theft Protection logo","provider_logo_cdn_uri":"","provider_logo_width":"","provider_logo_height":"","enable_utm_parameters":"","append_aid_paramter":"","lto_model_heading":"Limited Time Member Offers","lto_advertisement":"Member Exclusive Advertisement","ty_socialMissionFlag":"true","deeplink_param_value":"aarp-identity-theft-protection-powered-by-norton","pixel_learn_more_value":"N4O87liW","howto_redeem_2":"Learn More","howto_redeem_already_registered_nonmember_label":"Already a member?","howto_redeem_already_registered_anon_label":"Already a member?","image_alt_text":"","image_title":"mature woman dog laptop","image_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/norton-lifelock/1140x641-mature-woman-dog-laptop-mar-2022.imgcache.rev0bb4a466b3e4275751adb33d837b0342.jpg","tab_label_offer_details":"Details","tab_label_restrictions":"Disclosures","geoloc_tab_label":"Locations","disclaimer_label":"","geoloc_provider_legal_info":"","geoloc_miles_label_text":"Miles","geoloc_show_results_within_label_text":"Show results within","geoloc_see_more_button_text":"See More","geoloc_find_location_label":"Find a Location","geoloc_total_results_label":"Result(s)","geoloc_no_results_view_message":"There are no locations within a 100 mile radius. Please try another location","geoloc_tab_hint_text":"Enter an address, city, or ZIP","geoloc_mobile_list_cta":"LIST VIEW","geoloc_mobile_list_cta_url":"","geoloc_mobile_map_cta":"MAP VIEW","geoloc_mobile_map_cta_url":"","geoloc_provider_link_cta_url":"","geoloc_experience_type":"","ty_ctaText":"Continue","geoloc_hide_tab":"true","ty_interstitialText":"Thanks for visiting aarp.org! Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","howto_redeem_label":"How to Access","ty_interstitialDesc":"Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","ty_cancelText":"Cancel","ty_interstitialTitle":"Thanks for visiting aarp.org!","lto_daysleft":"Days Left","provider_logo_title":"AARP Identity Theft Protection logo","geoloc_hide_see_more_button":"false","geoloc_provider_link_cta":"","offer_page_path":"/benefits-discounts/all/aarp-identity-theft-protection-powered-by-norton/","redemption_content":"","show_phone_number_above_cta":"","restrictions_label":"Disclosures","show_state_availability":"","state_availability_text":"SEE AVAILABILITY IN YOUR STATE","hideRestrictionsTab":"","ltos":[]},"parentOfferJson":{}}]}
Health & Wellness

AARP Online Fitness powered by LIFT session

Customized workouts designed around your goals and schedule

learn more

See more Health & Wellness offers >

{"hideCategory":false,"useAlternateLanguage":false,"headlineIconAltText":"","listItems":[{"categoryTitle":"Health \u0026 Wellness","categoryUrl":"/membership/benefits/health/","categoryDeeplinkParam":"healthandwellness","isLimitedTimeOffer":false,"offerJson":{"dbr_offer_id":"91ea3065b7710924bdfc5e2ceaf872a8","source_name":"AARP Online Fitness powered by LIFT session","offer_title":"Customized Workouts Designed Around Your Goals","offer_description":"\u003cp\u003eAARP Online Fitness is a unique fitness program designed by LIFT session, industry leaders in quality online fitness, to give you easy access to personalized fitness programming designed around your goals and schedule. Everyone – including members and non-members – can access free live and on-demand webinars. AARP members save 50% off the annual subscription and 20% off personal coaching.\u003c/p\u003e","offer_short_description":"Customized workouts designed around your goals and schedule","category_list":"healthandwellness","subcategory_list":"","tags":[{"tagID":"dbr:healthandwellness","title":"Health \u0026 Wellness","name":"healthandwellness","deeplink_url":"/membership/benefits/health/","deeplink_param_value":"healthandwellness","get_offers_url":"/etc/aarp/dbr/ws.api/offers/healthandwellness.json","sub_tags":[]}],"vertical_image_url":"/content/dam/aarp/benefits_discounts/social-mission/health-wellness/lift-session/258x334-online-fitness-woman-in-yoga-pose-with-laptop.jpg","image_url":"/content/dam/aarp/benefits_discounts/social-mission/health-wellness/lift-session/1140x641-online-fitness-woman-in-yoga-pose-with-laptop.jpg","advertisement_flag":"","advertisement_sort_order":"","merchant_phone":"","merchant_phone_label":"","howto_redeem":"Learn More","howto_redeem_url":"https://onlinefitness.aarp.org/","howto_redeem_expired":"Renew to Learn More","howto_redeem_expired_link":"https://appsec.aarp.org/mem/renew","howto_redeem_non_member":"Join to Learn More","howto_redeem_non_member_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","howto_redeem_anonymous":"Join to Learn More","howto_redeem_anonymous_link":"https://appsec.aarp.org/mem/join?campaignid\u003dUASMBP1\u0026intcmp\u003dEWHERE-MBCHAE-LP-MMA-JOIN","howto_redeem_desc":"Subscribe to AARP Online Fitness powered by LIFT session on the website. Once you subscribe, you can download the mobile app to access the program.","member_exclusive_flag":"no","offer_type":"EverGreen","hideLeavingAARP":"","interstitial_desc":"You\u0027ll leave AARP.org and go to a website that is not operated by AARP. A different privacy policy and terms of service will apply.","dbr_offer_type":"socialmission","restrictions":"\u003cp\u003eThis AARP member benefit is provided by a third party, not by AARP or its affiliates. This offer is subject to change and may have restrictions.\u003c/p\u003e","lto_daysleft_start_control":30,"is_redeemable_in_person":"false","is_redeemable_only_in_person":false,"state_blacklist":[],"offer_timing":"anytime","line_of_business":"","asi_category":"","analytics_brand":"AARP Online Fitness powered by LIFT session","analytics_offerid":"aarp-online-fitness-powered-by-lift-session","howto_redeem_already_registered_anon":"Member Log In","howto_redeem_already_registered_anon_link":"https://secure.aarp.org/applications/user/login?custom\u003dMBC\u0026referrer\u003dhttps%3A%2F%2Fonlinefitness.liftsession.com%2F%3Futm_source%3DAARP%26utm_medium%3DMBModal%26utm_campaign%3DonlinefitnessLP%26cmp%3DHEALTH-HL-ONLINEFITNESS","howto_redeem_already_registered_nonmember":"Link your membership","howto_redeem_already_registered_nonmember_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","offer_keywords":["online fitness program\t\t \t \t\t \t\t ","health information\t","virtual workouts","aarp benefits","aarp discounts"," personal training"],"offer_keywords_spanish":[],"provider_logo":"/content/dam/aarp/benefits_discounts/social-mission/health-wellness/lift-session/aarp-online-fitness-lift-logo.svg","provider_logo_alt_text":"aarp online fitness powered by lift session logo","provider_logo_cdn_uri":"","provider_logo_width":"","provider_logo_height":"","enable_utm_parameters":"","append_aid_paramter":"","lto_model_heading":"Limited Time Member Offers","lto_advertisement":"Member Exclusive Advertisement","ty_socialMissionFlag":"false","deeplink_param_value":"aarp-online-fitness-powered-by-lift-session","pixel_learn_more_value":"","howto_redeem_2":"Learn More","howto_redeem_already_registered_nonmember_label":"Already a member?","howto_redeem_already_registered_anon_label":"Already registered? ","image_alt_text":"","image_title":"woman sitting on yoga mat with tablet in front of her","image_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/social-mission/health-wellness/lift-session/1140x641-online-fitness-woman-in-yoga-pose-with-laptop.imgcache.revb86af133859e4bf83ff7c5b82a948d75.jpg","tab_label_offer_details":"Details","tab_label_restrictions":"Disclosures","geoloc_tab_label":"Locations","disclaimer_label":"","geoloc_provider_legal_info":"","geoloc_miles_label_text":"Miles","geoloc_show_results_within_label_text":"Show results within","geoloc_see_more_button_text":"See More","geoloc_find_location_label":"Find a Location","geoloc_total_results_label":"Result(s)","geoloc_no_results_view_message":"There are no locations within a 100 mile radius. Please try another location","geoloc_tab_hint_text":"Enter an address, city, or ZIP","geoloc_mobile_list_cta":"LIST VIEW","geoloc_mobile_list_cta_url":"","geoloc_mobile_map_cta":"MAP VIEW","geoloc_mobile_map_cta_url":"","geoloc_provider_link_cta_url":"","geoloc_experience_type":"","ty_ctaText":"Continue","geoloc_hide_tab":"true","ty_interstitialText":"Thanks for visiting aarp.org! Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","howto_redeem_label":"How to Access","ty_interstitialDesc":"Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","ty_cancelText":"Cancel","ty_interstitialTitle":"Thanks for visiting aarp.org!","lto_daysleft":"Days Left","provider_logo_title":"aarp online fitness powered by lift session logo","geoloc_hide_see_more_button":"false","geoloc_provider_link_cta":"","offer_page_path":"/benefits-discounts/all/aarp-online-fitness-powered-by-lift-session/","redemption_content":"","show_phone_number_above_cta":"","restrictions_label":"Disclosures","show_state_availability":"","state_availability_text":"SEE AVAILABILITY IN YOUR STATE","hideRestrictionsTab":"","ltos":[]},"parentOfferJson":{}}]}