Need a sofa? Think twice about "rent-to-own" offers. Consumer Reports determined that after you make the required rental payments, you can end up paying two to three times the purchase price. For instance, a washing machine and dryer retailing for $966 would cost nearly $2,699 after 135 weekly payments. Miss a payment and you could lose what you've invested. However hard it may be, it's better to save enough to buy the sofa.
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Joan Rattner Heilman writes about health and consumer issues.