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Official Rules and Rights Letter

Return to AARP "Save This Way" Facebook Contest

  1. AARP PRESENTS: THE AARP "SAVE THIS WAY" FACEBOOK CONTEST. DETAILS, QUALIFICATIONS, AND RESTRICTIONS FOR PARTICIPATION APPLY. VOID WHERE PROHIBITED. NO ENTRY FEE OR PURCHASE IS REQUIRED TO PARTICIPATE OR WIN. ALL ENTRIES, INCLUDING ENTRY TIP CONTENT, BECOME THE SOLE PROPERTY OF SPONSOR. NO SUBSTITUTION WILL BE ALLOWED AND PRIZES MAY NOT BE REDEEMED FOR CASH OR OTHER CONSIDERATION. Participation And Prizes Require Internet Access, A Valid Email Address And A Valid Facebook Account To Participate And To Redeem.

    OFFICIAL WINNERS MAY BE REQUIRED TO SIGN AN AFFIDAVIT OF ELIGIBILITY AND A RECEIPT. Taxes, Where Applicable, Are The Sole Responsibility Of The Winner.

    1. CONTEST DESCRIPTION. The AARP PRESENTS: THE AARP "SAVE THIS WAY" FACEBOOK CONTEST ("CONTEST") looks for the most creative, original, relevant, and compelling tips on how members of AARP save money. Participants submit their money-saving tips on the Contest Facebook Tab on the AARP Facebook Page. Each week, up to six Participants whose tips are selected by the Contest judges may become Finalists. Each Contest month, the best tip judged among the selected Finalists' tips determines the monthly Contest winner and a prize designated for that month will be awarded. The Contest begins at 12:00:00 p.m. (noon) Eastern Time (ET) on August 21, 2012 and ends at 11:59:59 p.m. ET on March 4, 2013 ("Contest Period"). The Contest is governed by these Official Rules. AARP is hereinafter called "Sponsor." Sponsor's designated computer is the official time keeping device.

    2. ELIGIBILITY. The Contest is made available to Participants, defined below, in the fifty (50) United States and D.C., where not prohibited by law (the "Eligibility Area"). The Contest is open only to eligible legal residents of the Eligibility Area who are valid AARP members or spouses of AARP members as of the date of entry. The Contest is not open to: (a) directors, officers, employees, agents and independent contractors of Sponsor; (b) directors, officers, employees, agents and independent contractors any of Sponsor's parents, affiliates, subsidiaries, professional advisors, consultants and advertising and promotional agencies; (c) employees, independent contractors, directors and officers of any entity retained by Sponsor for the administration of the Contest; (d) immediate family members of (a), (b) and (c); and (e) paid writers, bloggers or professional advisors who specialize in providing money-saving tips. Each Participant may enter only as an individual on behalf of himself or herself. All applicable federal, state and local laws and regulations apply. Each Participant must agree to these Official Rules and the Content Rights Letter for this Contest made available via hyperlinks on the Contest online entry form. ANY PARTICIPANT THAT DOES NOT MEET ANY OF THESE REQUIREMENTS, OR ANY OTHER ELIGIBILITY REQUIREMENTS IN THESE OFFICIAL RULES, IS NOT ELIGIBLE TO WIN ANY PRIZE AND SPONSOR RESERVES THE RIGHT NOT TO AWARD ANY PRIZE SUCH PARTICIPANT. "Participant" or "you" means an eligible participant under these Official Rules.

    3. AGREEMENT TO THESE OFFICIAL RULES. Each Participant who enters the Contest unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Sponsor, which shall be final and binding with respect to all aspects of the Contest in the Eligibility Area.

    4. VERIFICATION. A potential winner is not a recipient of the prize until he or she has been verified by Sponsor to be eligible, in compliance with these Official Rules and as the winner ("Verification").

    5. HOW TO ENTER. During the Contest Period, Participants may enter the Contest by visiting the AARP Facebook Page at https://www.facebook.com/AARP and doing the following: (a) follow the online instructions to complete and thereafter submit a money-saving tip in response to the given prompt; (b) follow the online instructions to complete and thereafter submit an online Contest entry form that details Participant's first name, last name, email address, email address confirmation, date of birth, zip code, AARP membership card number, and any other requested information.

    Participants are limited to one (1) entry per week, per person, and per email address. Entries must be in English, and must not exceed a three-hundred (300) character limit. Entries longer than 300 characters will not be accepted. All entries must be Participant's own original creation, executed solely by Participant and reflecting Participant's honest opinions, beliefs or experiences. Any representations made must be true and accurate to the best of Participant's knowledge. Entries must not have been published previously, in whole or in part, or have been submitted to any other promotion. Entries must not misappropriate, infringe upon or violate the copyrights, trademarks, rights of privacy, publicity or other intellectual property or other rights of any person and must not defame any person or entity or violate any law. Any entry that contains references to third parties or contains elements not owned by Participant may be disqualified. Sponsor reserves the right in its sole discretion to disqualify any entry it deems offensive, defamatory, harmful, deceptive, inaccurate, inappropriate, not consistent with Sponsor's image or reputation, or not in compliance with these Official Rules.

    Failure to submit all required information in the manner and format required in these Official Rules may result in disqualification. All entries must be complete in order to be eligible. All Participants and entries are subject to Verification by Sponsor. Proof of receipt of submission of entry does not constitute proof of receipt of entry.

    6. JUDGING. All eligible entry tips received will be reviewed and judged by Sponsor's designated internal and/or external personnel and judged on the following four (4) criterion upon equal weight for each:

    Clear and compelling language;
    Creativity and originality;
    Relevance in response to the given prompt;
    Practicality and helpfulness to the general public.

    Judges will score entry tips zero (0.0) through ten (10.0), with one-tenth increments, for each criterion. All judgments will be made from a standpoint of greatest possible achievement.
    Description and Score

    Greatest Possible Achievement 10.0
    Near Greatest Possible Achievement 9.5 to 9.9
    Excellent 9.0 to 9.4
    Very Good 8.0 to 8.9
    Good 7.0 to 7.9
    Satisfactory 6.0 to 6.9
    Deficient, Weak, Very Weak, Lousy, Very Lousy Below 6.0

    There will be no ties. In the event of a tie, the tied entries alone will be re-judged in comparison to each other for creativity and originality. Contest potential winners shall be notified in accordance with these Official Rules.

    Judges may decide to modify their original scores for any entry tip before determining a Finalist or potential winner. Judges' decisions shall be final in all respects related to this Contest and Participant shall not expect any acknowledgement or further correspondence with Sponsor.

    7. SELECTION OF FINALISTS AND WINNERS. Should at least one (1) entry tip achieve a minimum overall score of seven (7.0) or higher out of a possible ten (10.0), judges will select the one (1) highest scoring entry tip based on the above judging criteria for each day, for six (6) days per week (Monday through Saturday), during the Contest Period, to be displayed online at the AARP Facebook Page and designated as a finalist entry tip. Each Participant whose entry tip passes the minimum overall score and achieves the highest score for the given day will become a "Finalist". Entry tips submitted on a Sunday will be judged on the following Monday along with the entry tips submitted on that Monday. Entry tips submitted on a Saturday or Sponsor's designated holiday will be judged with that day's entries on the next available business day. Up to twenty-four (24) Finalists will be selected each Contest month as detailed below in the Contest Prize List. One (1) Finalist will be chosen from among the Finalists for each Contest month during the Contest Period as the potential winner of the designated monthly prize. The odds of an entry being deemed a potential winner depend on the number of eligible entries received and on the skill of the Participants. The judges reserve the right to select no potential winners if, in their sole discretion, an insufficient number of eligible, qualified, and minimum scoring entries are received. Display or publication of any entry does not indicate the Participant will be selected as a potential winner. Potential winners are subject to Verification by the Sponsor before a winner will be officially named.

    8. PRIZES. Contest prizes will be awarded one (1) prize per month during the Contest Period to the Contest winner. Approximate Retail Values ("ARV") for Contest prizes are based the provider's suggested retail price in the Eligibility Area at the start date of the Contest Period. Actual values may vary. All prices are denominated in U.S. Dollars. The total ARV for all prizes to be offered in the Contest is $13,100.

    DETAILS, RESTRICTIONS, AND/OR QUALIFICATIONS MAY APPLY TO CONTEST PRIZES. Contest Prizes include the following ("Contest Prize List"):

    August (Aug. 21st - Sept. 17th): One (1) Cruise for Two (2) Prize Package. ARV: $3700. Additional details and restrictions apply, as provided below.
    September (Sept. 18th - Oct.15th): One (1) Professional Sports Event Prize Package. ARV: $1100. Additional details and restrictions apply, as provided below.
    October (Oct. 16th - Nov.12th): One (1) Home Improvement Gift Card. ARV: $1000. Additional details and restrictions apply, as provided below.
    November (Nov. 13th - Dec.10th): One (1) Holiday Gift Card Package. ARV: $2500. Additional details and restrictions apply, as provided below.
    December (Dec. 11th - Jan. 7th): One (1) Health and Fitness Prize Package. ARV: $500. Additional details and restrictions apply, as provided below.
    January (Jan 8th - Feb. 4th): One (1) Financial and Retirement Prize Package. ARV: $1300. Additional details and restrictions apply, as provided below.
    February (Feb 5th - Mar. 4th): One (1) Home Entertainment Prize Package. ARV: $3000. Additional details and restrictions apply, as provided below.

    Important Disclaimer: Any and all prize providers are not participants in or sponsors of this promotion. You acknowledge that the Contest is in no way sponsored, endorsed or administered by, or associated with any such parties.

    9. GENERAL PRIZE RESTRICTIONS. ALL FEDERAL, STATE AND LOCAL TAXES ASSOCIATED WITH THE RECEIPT OR USE OF ANY PRIZE ARE THE SOLE RESPONSIBILITY OF THE WINNER. UNCLAIMED PRIZES WILL NOT BE AWARDED. The awarding of prizes is subject to Verification and compliance with these Official Rules. If a potential winner cannot accept a prize as stated, that prize will be forfeited in its entirety. Prizes are not transferable. Prizes are not redeemable for cash. No substitutions or exchanges (including for cash) are permitted, except that Sponsor reserves the right in its sole discretion to substitute a prize of equal or greater value for any prize. Other specifications and details associated with prizes will be selected by Sponsor in its sole discretion. Prizes will be delivered only to an address in the Eligibility Area and stated in the claim information completed by the winner. All prizes are awarded "AS IS" and WITHOUT WARRANTY OF ANY KIND, express or implied, including, without limitation, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement. Sponsor will not replace any lost or stolen prizes. Any costs and expenses not specified herein and associated with the acceptance and use of a prize as being awarded, including, but not limited to, the costs associated with Verification, are the sole responsibility of each winner.

    10. CLAIMING A CONTEST PRIZE. Claiming a Contest prize requires Internet access by computer or electronic device and a valid email address. On or about the end of each Contest month during the Contest Period, a potential winner will be sent a potential winner notification by email and accompanying Verification and prize claim materials. The potential winner should follow the instructions completely and fully comply with the conditions contained in his or her winner notification. A winner is not a recipient of a Contest Prize until he or she has been verified by Verification as the winner by the Sponsor and has met all of the terms and conditions of these Official Rules. Sponsor reserves the right to disqualify any Participant whose eligibility is in question.

    The following Contest Prizes are subject to additional terms and conditions described below and may vary:

    Cruise For Two (2) Prize Package. Prize includes a multi-day cruise for two (2) persons (winner and travel companion. Prize also includes round-trip coach class air transportation for two (2) from a major U.S. gateway airport nearest the winner's place of residence (as determined by Sponsor in its sole discretion) to cruise departure city. Sponsor will choose, in its sole discretion, the cruise line, airline, hotel, flight dates, flight times, departure city and airport and other trip logistics and details. Dates of travel are subject to availability. Cruise includes ship accommodations (standard double occupancy accommodations in a minimum interior category stateroom (upgrades available for purchase by winner at Sponsor's sole discretion), ocean transportation, select meals, select beverages, and select entertainment aboard the cruise ship, as designated by Sponsor in its sole discretion. ARV: $3700. Actual value may vary based on point of departure, airfare fluctuations, distance between departure and destination, cruise itinerary and dates of travel. Winner and travel companion must travel together on the same itinerary. Travel arrangements and cruise itinerary must be made through Sponsor's agent, on a carrier and cruise line of Sponsor's choice in its sole discretion. Cruise must be taken by March 3, 2014. Winner and travel companion are responsible for obtaining all necessary travel documents prior to travel. Cruise provided subject to the terms and conditions in passenger ticket cruise contract. All land-based costs other than those expressly detailed herein as being awarded, including additional meals, taxes, gratuities and other ground transportation, are the winner's sole responsibility. Cruise does not include government or quasi-governmental taxes and fees, transfers, or items of a personal nature (including, but not limited to, shore excursions, gratuities, some beverages, photographs, service fees, and medical services); these various expenses are the sole responsibility of the winner. Travel companion of winner will be required to sign and return a liability and publicity release, to the extent permitted by law, prior to ticketing of prize. If winner's travel companion is under eighteen (18) years of age, at no additional expense to Sponsor, he or she must be accompanied by his or her parent or legal guardian of age twenty-five (25) or older who must sign and return all required documentation on behalf of travel companion.

    Professional Sports Event Prize Package. Prize includes four (4) tickets (winner and three (3) event companions) plus one (1) general parking admission to a professional sports event to be determined by Sponsor in its sole discretion and not to exceed a total of $1100. Sport, home team, event date, seat location, price up to the approximate retail value, and all other prize details to be determined by Sponsor in its sole discretion. All transportation to and from any game and any expenses not detailed herein as being awarded, including, but not limited to, food and beverages, taxes, and merchandise are the winner's sole responsibility. Event companions of winner will be required to sign and return a liability and publicity release, to the extent permitted by law, prior to ticketing of prize. If any of winner's event companions is under eighteen (18) years of age, at no additional expense to Sponsor, he or she must be accompanied by his or her parent or legal guardian of age twenty-five (25) or older who must sign and return all required documentation on behalf of travel companion. ARV: $1100. Actual value of the prize may vary based on the prize selected.

    Home Improvement Gift Card. Prize includes a $1000 gift card to a major home improvement retail store such as Home Depot® or Lowes®, to be determined by Sponsor in its sole discretion. Each winner will receive a gift card, physical or virtual, to be determined in the sole discretion of Sponsor, valid for future purchases at participating stores, equal to the value of the gift card. Unless otherwise required by law or permitted by the terms and conditions of the gift card issuer, any amount on the gift card is nonrefundable and may not be redeemed for cash. Sponsor is not responsible for any lost, stolen or damaged gift card. No expiration date. Gift card may be subject to the terms and conditions of the gift card issuer.

    Holiday Gift Card Package. Prize includes a selection of gift cards from major retail outlets and service providers not to exceed a total amount of $2500. All number of gift cards, dollar amounts on the gift cards, and gift card providers such as major retail outlets, restaurants, fast food chains, and entertainment and other companies, price up to the approximate retail value, and all other prize details will be determined by Sponsor in its sole discretion. Each winner will receive gift cards, physical or virtual, to be determined in the sole discretion of Sponsor, valid for future purchases at participating stores, equal to the value as detailed on each individual gift card, to be determined in the sole discretion of Sponsor. Unless otherwise required by law or permitted by the terms and conditions of an applicable gift card issuer, the amount on any individual gift card is nonrefundable and may not be redeemed for cash. Sponsor is not responsible for any lost, stolen or damaged gift card. No expiration date. All gift cards may be subject to the terms and conditions of the respective gift card issuers. ARV: $2500. Actual value of the prize may vary based on the prize selected.

    Health and Fitness Prize Package. Prize includes a one (1) year gym membership at a location near the winner's place of residence, not to exceed $500, to be determined by Sponsor in its sole discretion. Membership type, amenities, price up to the approximate retail value, and all other prize details will be determined by Sponsor in its sole discretion. Exercise training, exercise equipment, clothing, accessories and all other any expenses not detailed herein as being awarded, including, but not limited to, transportation to and from the gym, and any associated taxes, are the winner's sole responsibility. ARV: $500. Actual value of the prize may vary based on the prize selected.

    Financial and Retirement Prize Package. Prize includes one (1) consultation with a professional financial advisor to be determined by Sponsor in its sole discretion and not to exceed $700. Prize also includes a $500 cash prize. Any action or inaction taken by winner as a result of the prize shall be at the sole substantial risk of winner. Winner assumes the entire cost and risk of investing and is solely responsible for any and all gains and losses, financial, emotional, or otherwise, experiences, suffered or incurred by winner. In no event shall Sponsor shall be responsible or liable for any damages, losses, costs, expenses, liabilities, debts or other consequences as a result of choosing a particular financial provider or firm, any financial or investment advice obtained as part of this prize package, or any liability relating to this prize. Sponsor does not endorse any security, commodity, future, or personal investment advice. ARV: $1300. Actual value of the prize may vary based on the prize selected.

    Home Entertainment Prize Package. Prize includes one (1) home theater system, not to exceed a total amount of $3000. All prize details, including, but not limited to the brand, make, model, type, specifications, prize components, accessories, compatibility, features, and price up to $3000 shall be determined by Sponsor in its sole discretion. ARV: $3000. Actual value of the prize may vary based on the prize selected.

    11. CONDITIONS ON PRIZE CLAIMS.

    Redemption Deadline: All Contest prize claim materials received in the winner notification mailing must be completed in full and returned for receipt within fourteen (14) calendar days of any such notification ("Redemption Deadline"). Receipt after that date will invalidate the Contest prize claim and cause the Contest prize to be forfeited. If any potential Contest prize winner fails or refuses to properly sign and return all Contest prize claim materials by the Redemption Deadline or if the Contest prize claim documents or a prize is returned as unclaimed or undeliverable to any potential winner, such potential Contest prize winner will be disqualified and/or otherwise forfeits his or her Contest prize. Contest prize claim materials become the sole property of Sponsor and will not be returned.

    Eligibility: Sponsor reserves the right to disqualify any Participant whose eligibility is in question. Contest entries generated by script, macro, or other automated means will be void. Sponsor reserves the right at its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process or the operation of this promotion or any applicable Facebook pages or applications, violates these Official Rules, or acts in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten, or harass any other individual. All entries must be complete to be eligible.

    CAUTION: ANY ATTEMPT BY A PARTICIPANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE FACEBOOK OR ANY WEBSITE RELATED TO THE CONTEST OR UNDERMINE THE LEGITIMATE OPERATION OF THIS CONTEST IS A VIOLATION OF THESE OFFICIAL RULES AND OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW. ANY PERSON ATTEMPTING TO FORGE PRIZE CLAIM MATERIALS OR DEFRAUD SPONSOR IN ANY WAY IN CONNECTION WITH THE CONTEST MAY BE PROSECUTED TO THE FULLEST EXTENT PERMITTED BY LAW.

    Participants assume all risk of loss, damage, destruction, delay and misdirection of prize claim materials and are advised to obtain insurance where appropriate. Sponsor shall not held responsible or liable for failure to contact potential winners who provide incomplete or incorrect contact information.
    Identity of the Participant: In the event of a dispute as to the identity of a potential winner, any Contest online entry form will be deemed submitted by the authorized account holder of the AARP membership account for the AARP membership number provided in such Contest online entry form. The authorized account holder for an AARP membership account shall be the natural person to whom the applicable AARP membership number has been assigned by Sponsor. A potential winner may be requested to provide Sponsor with proof that the potential winner is the authorized account holder of the AARP membership account associated with the winning submission. If a dispute cannot be resolved to Sponsor's sole satisfaction, the submission will be deemed ineligible and the potential winner will be disqualified.

    Affidavit and Release. Where permitted by law, as a condition of being awarded any prize, each potential winner may be required to execute and deliver to Sponsor a signed affidavit of eligibility and acceptance of these Official Rules and release of liability, publicity, and or any other legal, regulatory, or tax-related documents required by Sponsor in its sole discretion.

    Prize Notification. All prize winners officially will be determined by April 19, 2013. The potential winner will be attempted to be notified by email on or about the end of the Contest month for which the winner is selected. Once the potential winner has been verified by Verification and found to be in compliance with these Official Rules, the potential winner becomes an official winner. Prizes will be distributed up to twelve (12) weeks after Verification is complete.

    12. RELEASE OF FACEBOOK. You acknowledge that the Contest in no way sponsored, endorsed or administered by, or associated with Facebook. Any information you provide will be provided to Sponsor and not to Facebook. You agree to release Facebook from all liability relating to the Contest. You will release and hold Facebook harmless from and against all damages, losses, and expenses of any kind (including reasonable legal fees and costs) for any claim or cause of action arising out of or related to the Contest (including without limitation, for injury, loss, expense, death, or damage to person or property), including without limitation the publicity or administration thereof.

    13. OWNERSHIP OF ENTRY CONTENT. Participant hereby irrevocably assigns, transfers, and conveys, and Sponsor hereby accepts, all rights, title and interest, exclusively, to all of Participant's entry content, in whole and in part; namely, Participant's money-saving entry tip and any part thereof. Sponsor's rights include, without limitation, the unrestricted right to reproduce, copy, display, publish, publicly perform, store, transmit, broadcast, encode, exhibit, modify, create derivative works of, adapt, distribute, incorporate into, use or otherwise reuse, and license any of the foregoing rights, for any purpose in any media now or hereafter known, in perpetuity, worldwide, in any manner as Sponsor may determine or authorize in its sole discretion, without additional permission, approval or compensation. The foregoing includes but is not limited to any work, product or service made with or including Participant's entry content, whether electronically or in print; any online posting of entries, publications, books, electronic books, marketing and advertising materials, commercials and any other media; and exploitation, distribution, exhibiting, publicizing, advertising, and promotion of any work, product or service made with or including Participant's entry content. Sponsor does not necessarily endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any entry content or communication posted nor does Sponsor endorse any opinions expressed in any entry. Entries will not be acknowledged or returned, except as in Sponsor's sole discretion.

    14. USE OF WINNER NAME, LIKENESS, ETC. Except where prohibited by law, entry into the Contest constitutes full irrevocable permission of Sponsor and its assigns, designees, and licensees to use, reproduce, distribute, reuse, transmit, display, and publish each Participant's name, hometown, photograph, comment, likeness and/or prize information, in whole or in part, without limitation, without further permission, approval, or compensation. The foregoing includes, without limitation, promotional or publicity purposes, as well as any other purpose associated with this Contest, including, without limitation, the exploitation, distribution, advertising, and promotion of any works made with or including Participant's entry content, in perpetuity, in any media, throughout the world, individually or in conjunction with other materials. As a condition of being awarded any prize, except where prohibited by law, each official winner may be required to execute a consent form to effectuate the foregoing. Sponsor reserves the right to announce the official winners by press release, Facebook post, at an event, or any combination of them, so long as the announcement comes after notification of the prize as described by these Official Rules.

    15. PRIVACY POLICY. Sponsor, and not Facebook, will be collecting your personal information, in accordance with its privacy policy. Please review the Sponsor's privacy policy at Sponsor's Privacy Policy web page: http://www.aarp.org/about-aarp/info-05-2010/privacypolicy.html. By participating in the Contest, you hereby agree to Sponsor's collection and usage of your personal information and acknowledge that you have read and accepted Sponsor's privacy policy.

    16. YOUR REPRESENTATIONS AND WARRANTIES. You warrant, represent and agree that, in the course of your participation in this Contest, you shall not: (a) impersonate any person or entity or misrepresent your affiliation with any other person or entity; (b) insert your own or a third party's advertising, branding, or other promotional content into any Contest entry form to further any commercial or promotional purposes; or (c) misappropriate, infringe upon or violate the copyrights, trademarks, rights of privacy, publicity or other intellectual property or other rights of any person and must not defame any person or entity or violate any law; or (d) post any entry content that is offensive, defamatory, harmful, deceptive, inaccurate, not consistent with Sponsor's image or reputation, or otherwise inappropriate; or (e) disseminate or otherwise submit any entry to any other entity for publication. You warrant, represent and agree that you own all rights to the entry and have not previously published the entry in any medium. You further acknowledge and agree that Sponsor is in no way obligated to publish or use your entry in any way. You confirm that all statements that you make will reflect your honest opinions, beliefs or experiences, and that any representations made will be true and accurate to the best of your knowledge. You further warrant, represent and agree that your entries will not be subject to payment obligations of any third party, and will be original to you and comply with these Official Rules.

    17. DISPUTES AND LIMITATION OF LIABILITY. Each Participant agrees that: (1) any and all disputes, claims, and causes of action arising out of or in connection with this promotion or these Official Rules shall be resolved individually, without resorting to any form of class action, and any judicial proceedings shall take place in a federal or state court within the State of California and shall be governed by, and construed in accordance with, the internal laws of the State of California including procedural provisions without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other state's or jurisdiction's laws; (2) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this promotion, but in no event attorneys' fees; and (3) under no circumstances will Participant be permitted to obtain awards for, and Participant hereby waives all rights to claim punitive, incidental, and consequential damages, and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. You further agree acknowledge that, in the event of a dispute, the damage or harm, if any, caused to you will not entitle you to seek injunctive or other equitable relief, and you will not have the right to enjoin the use, exploitation, distribution, exhibiting, publicizing, advertising, and promotion of the Contest entry content.

    18. RELEASE AND INDEMNITY OF SPONSOR; DISCLAIMER. By participating in any way in the Contest, you accept and agree to release and hold harmless Sponsor and its retailers, suppliers, distributors, manufacturers, advertising and promotion agencies, professional advisors and consultants, promotion administrators, and their respective parents, successors, affiliates, subsidiaries, directors, officers, employees, agencies, agents, representatives and independent contractors (collectively, "Released Parties") from ANY AND ALL liability of any injuries, losses or damages of any kind caused by or in connection with, in whole or in part, directly or indirectly, the Contest, or the delivery, mis-delivery, acceptance, possession, use of, misuse of, or inability to use any prize, or travel-related activities, or your transmission of any message, content, information, software, or other materials, and release, indemnify and hold harmless the Released Parties from ANY AND ALL liability of any injuries, losses or damages of any kind, directly or indirectly, for your breach or violation of the law or of these Official Rules (and, as to any and all of the above: including, without limitation, claims, costs, injuries, losses and damages related to personal injuries, death, damage to or destruction of property, rights of publicity or privacy, defamation or portrayal in a false light, whether intentional or unintentional, whether under a theory of contract, tort [including negligence], warranty or other theory). Sponsor reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with Sponsor's defense of such claim.

    Released Parties are not responsible for (a) technical, computer, hardware or software errors, interruptions, malfunctions or failures, (b) telephone failures of any kind, (c) lost or unavailable or congested Internet or network connections, (d) any errors or failures of any kind, whether human, mechanical, clerical, or electronic in nature, (e) failed, incorrect, inaccurate, incomplete, illegible, lost, misrouted, stolen, delayed, late, garbled, distorted or damaged online submission or entry forms (all of which will be deemed void) and communications, whether caused by the sender or by any of the equipment or programming associated with or utilized in this Contest, which may limit the ability to participate or by any human error or intervention which may occur in the processing of entries in this Contest. Released Parties are not responsible for any printing or typographical errors in any materials associated with the Contest. Sponsor reserves the right to modify, terminate, or suspend the online submission and entry process should viruses, bugs, non-authorized human intervention or other causes corrupt the administration, security, fairness, or proper play of the Contest. Released Parties are not responsible for any injury or damage to any Participant's or any other person's computer related to or resulting from participation in the Contest. You further agree that you will not instigate, support, maintain, or authorize any action, claim or lawsuit against the Released Parties or any other person or entity, on the grounds that any use of the entry or any derivative works, infringes any of your rights, including, without limitation, any claim to copyright.

    Participants waive the right to assert as a cost of winning, any and all costs of Verification and redemption or travel to claim a prize and any liability and publicity that may arise from claiming or seeking to claim a prize.

    19. GENERAL TERMS.

    A. Governing Law. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of any Participant and Sponsor in connection with the Contest, shall be governed by, and construed in accordance with the laws of the State of California, without giving effect to any choice of law or conflict of law, rules or provisions (whether of the State of California, or any other jurisdiction), that would cause the application of the laws of any jurisdiction other than the State of California.

    B. Partial Invalidity. Any provision of these Official Rules deemed unenforceable or invalid will be enforced to the extent permissible, and the remainder of these Official Rules will remain in effect.

    C. No Partnership, Joint Venture or Agency. Nothing in these Official Rules shall constitute an employment, joint venture, or partnership relationship between you and Sponsor. In no way are you to be construed as the agent or to be acting as the agent of Sponsor.

    20. WINNER LIST; RULES REQUEST. For a copy of the winner list, send a stamped, self-addressed, business-size envelope after April 19th, 2013 and before April 19th, 2014 to Sponsor at the address listed below, Attn: "AARP PRESENTS: AARP ‘Save This Way' Facebook Contest" Winner List. To obtain a copy of these Official Rules, visit www.facebook.com/AARP or send a stamped, self-addressed, business-size envelope on or before March 21, 2013 to Sponsor at the address listed below, Attn: AARP PRESENTS: AARP ‘Save This Way' Facebook Contest" Official Rules. Residents of Vermont may omit return postage.

    21. Sponsor: AARP, 601 E Street, NW, Washington DC 20049.

    Contest Rights Letter

    To AARP ("Sponsor"):

    I understand that one of the goals of The AARP "Save This Way" Contest ("Contest") is to collect online money-saving tips from eligible participants that may be used in connection with the Contest, or for any other purpose. These purposes may include, but are not limited to, scholarly, educational, promotional, or commercial purposes at the discretion of Sponsor, including those associated with any work, product, or service, whether electronically or in print, no matter the media, including, but not limited to, any online posting of entries, publications, books, electronic books, marketing and advertising materials, commercials and any other media, and those purposes associated with the exploitation, distribution, exhibiting, publicizing, advertising, and promotion of any such work, product, or service made with or including the money-saving tip I submit. This letter shall confirm that my entry into The AARP "Save This Way" Contest constitutes good and valuable consideration, and that the Contest entry and the content therein, including the text of my money-saving tip, shall belong irrevocably and exclusively to Sponsor.

    I acknowledge that I have read and will comply with the Contest’s Official Rules. In the event I have not already done so by the Official Rules, I hereby grant to Sponsor complete ownership of the Contest entry content, in whole and in part ("Material") and I hereby assign to Sponsor any rights to copyright that I may hold in the Material without further permission, approval, or compensation. To the maximum extent permitted by law, I hereby waive all so-called "moral rights" or similar rights in the Material.

    I further confirm that the use of the Material by Sponsor or its licensees will not misappropriate, infringe upon or violate the copyrights, trademarks, rights of privacy, publicity or other intellectual property or other rights of any person, defame any person or entity, or violate any law.

    If I have not already done so by consenting to the Official Rules, I also hereby grant to Sponsor and its assigns, designees, and licensees the irrevocable and perpetual right to use, reproduce, distribute, reuse, transmit, display, and publish my name, hometown, photograph, comment, likeness and/or prize information, in whole or in part, without limitation, without further permission, approval, or compensation. I acknowledge and agree that this includes, without limitation, promotional or publicity purposes, as well as any other purpose associated with this Contest, including, without limitation, the exploitation, distribution, advertising, and promotion of any works, products, or services made with or including the Material, in perpetuity, in any media, throughout the world, individually or in conjunction with other materials.

    I hereby agree to release and hold Sponsor and its retailers, suppliers, distributors, manufacturers, advertising and promotion agencies, professional advisors and consultants, promotion administrators, and their respective parents, successors, affiliates, subsidiaries, directors, officers, employees, agencies, agents, representatives and independent contractors harmless from any and all claims, demands and liability arising out of, related to or in any way connected with the Material, in whole or in part, directly or indirectly, including, without limitation, any and all claims for invasion of privacy, infringement of rights of privacy or publicity, defamation or portrayal in a false light, or any other personal or property rights, or for breach of any of my warranties under this letter or under the Official Rules, whether intentional or unintentional, whether under a theory of contract, tort [including negligence], warranty or other theory.

    I confirm that all statements that I make will reflect my honest opinions, beliefs and/or experiences, and that any representations made shall be true and accurate to the best of my knowledge.

    I further confirm that the Material will not be subject to payment obligations of any third party, and will be original to me and comply with the Official Rules. I confirm that I have not previously published the Material in any medium and will not disseminate or otherwise submit the Material to any other entity for publication. I further acknowledge and agree that Sponsor is in no way obligated to publish or use the Material in any way.

    I further acknowledge and understand that, in the course of my participation in the Contest, I shall not: (a) impersonate any person or entity or misrepresent my affiliation with any other person or entity; (b) insert my own or a third party’s advertising, branding, or other promotional content into any Contest entry form to further any commercial or promotional purposes; and (c) post any entry content that is offensive, defamatory, harmful, deceptive, inaccurate, not consistent with Sponsor’s image or reputation, or otherwise inappropriate.

    All issues and questions concerning the construction, validity, interpretation and enforceability of this letter, or the rights and obligations of myself and Sponsor in connection with the Contest, shall be governed by, and construed in accordance with the laws of the State of California, without giving effect to any choice of law or conflict of law, rules or provisions (whether of the State of California, or any other jurisdiction), that would cause the application of the laws of any jurisdiction other than the State of California. I acknowledge that, in the event of a dispute, the damage or harm, if ay, caused to me will not entitle me to seek injunctive or other equitable relief, and I will not have the right to enjoin the use, exploitation, distribution, exhibiting, publicizing, advertising, and promotion of the Material.

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