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Social Security Calculator: When Should You Claim Your Benefits?

Calculate the best retirement age to claim your Social Security benefits

En español | Let the Social Security Calculator help you figure out how much retirement income you’ll receive at different claiming ages so you can determine when you should claim Social Security. Can you afford to "retire early" and claim benefits at age 62, should you wait until your full retirement age, or can you wait until age 70 in order to receive the largest possible monthly benefit? Note: This calculator does not display on mobile devices.


All the information presented is for educational and resource purposes only. It is not intended to provide specific or investment advice.  We don't guarantee the accuracy of the tool and suggest that you consult with your advisor regarding your individual situation.

DISCLAIMER: We recommend viewing this tool on a desktop computer or tablet. When viewing this tool on a mobile phone, functions such as the pop-up information icons may not be available. Please refer to the desktop version on AARP.org for the full experience.

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