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AARP's Social Security Q&A Tool

My wife already receives benefits from her own work record, but I haven't filed yet. We file our taxes jointly. Will my wife's benefit be reduced because I will make more than $15,480 this year?

En español | Your earned income will not affect your wife's retirement benefits if she has claimed on her own work record. If she is receiving a spouse benefit, the fact that you made more than $15,480 will not affect her monthly benefit amount either. If the last few years of your career were some of the highest earnings years, your benefit – and her spouse benefit – likely will increase because your benefit amount is determined by the highest-earning 35 years of your career.

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