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AARP's Social Security Q&A Tool

If I begin receiving my Social Security benefits early at age 62 and continue to work, will my benefits increase when I reach full retirement age?

En español | If you claim benefits before full retirement age and continue to work, your benefits may be reduced by the Retirement Earnings test. If this happens, your benefits will be recalculated when you reach full retirement age. Each month you did not receive a benefit will count as a month in which you delayed retirement, increasing your benefits accordingly. Your benefits may also rise if you increase your earnings record. Social Security benefits are based on your top 35 years of inflation adjusted income. If your current earnings are included in this group, your benefit will be adjueste to reflect your higher earnings.

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