En español | Apply three months before you want to start collecting. Be aware that Social Security pays a month behind — if you're entitled to a benefit for the month of March, it's paid to you in April. And if you want to start retirement benefits at the earliest possible age, 62, the first payment will arrive two months after the month of your birthday. For example, if your birthday is Feb. 15, your first month of entitlement for benefits will be March, and your first payment will arrive in April.
submit a question to
Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go
Search Social Security Q&A Tool
Enter a keyword to get all the answers to your Social Security questions.
Discounts & Benefits
From companies that meet the high standards of service and quality set by AARP.
Members save 15% on eligible products/services, 5% on UPS shipping at The UPS Store®.
Small business owners save 20% on new installation of any new ADT security system.
Free quotes for members from the AARP® Small Business Insurance Program.
Renew today! Members receive exclusive member benefits & affect social change.