Alert
Close

Think you know AARP? What you don't know about us may surprise you. Discover all the 'Real Possibilities'

Highlights

Close

Work
PROGRAMS

Best Employers for Workers Over 50

See the latest winners of this AARP recognition program.

Employer Resource Center

Attract and retain top talent in a changing workforce.

Most Popular
ARTICLES

Viewed

AARP's Social Security Q&A Tool

After my mother died, I found uncashed Social Security checks that had been issued to her. Can we cash them?

En español | No. Federal law requires that Social Security checks be cashed or deposited within one year of the date of issue. Uncashed checks are void after that time.

The Treasury Department has a process for filing a claim for replacement of amounts due a deceased beneficiary. But this wouldn’t work for you because the claim must be submitted within six years of the check’s issue.

In any case, you couldn’t legally cash checks made out to your mother and pocket the money. By law, the money would belong to your mother’s estate. If the estate had already gone through probate, there are legal procedures for reopening the probate to distribute the money to the proper heirs.


Was this helpful to you?

Thank you - your feedback has been sent.

submit a question to
AARP Experts

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go

more about
Social Security

Your Work

Jobs You Might Like

Discounts & Benefits

Explore Your Learning Possiblities