Alert
Close

Help hungry seniors. Deliver help and hope before Thanksgiving. Donate

AARP's Social Security Q&A Tool

If my projected Social Security benefit is larger than the maximum monthly benefit, can I still take advantage of delayed retirement credits?

Yes. The maximum benefit is for those who have reached full retirement age (FRA). If your projected monthly benefit is $2,642 (the maximum monthly benefit for someone reaching FRA in 2014), you can still take advantage of delayed retirement credits between the year you reach FRA until you reach age 70. So, you would technically receive more than the maximum amount.

submit a question to
AARP EXPERTS

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go

Search Social Security Q&A Tool

Enter a keyword to get all the answers to your Social Security questions.

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

UPS Store membership discount aarp benefits

Members save 15% on eligible products/services, 5% on UPS shipping at The UPS Store®.

membership adt

Small business owners save 20% on new installation of any new ADT security system.

Mujer en la parte de afuera de so negocio

Free quotes for members from the AARP® Small Business Insurance Program.

Member Benefits

Renew today! Members receive exclusive member benefits & affect social change.