Alert
Close

Introducing AARP RealPad: The Wi-Fi Tablet That Makes It Easy to Share, Learn, Connect and Play. Learn more

AARP's Social Security Q&A Tool

If my projected Social Security benefit is larger than the maximum monthly benefit, can I still take advantage of delayed retirement credits?

Yes. The maximum benefit is for those who have reached full retirement age (FRA). If your projected monthly benefit is $2,642 (the maximum monthly benefit for someone reaching FRA in 2014), you can still take advantage of delayed retirement credits between the year you reach FRA until you reach age 70. So, you would technically receive more than the maximum amount.

Tell Us WhatYou Think

Please leave your comment below.

submit a question to
AARP EXPERTS

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go

Search Social Security Q&A Tool

Enter a keyword to get all the answers to your Social Security questions.

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Woman sitting on sofa using laptop
membership adt

Small business owners save 20% on new installation of any new ADT security system.

Mujer en la parte de afuera de so negocio

Free quotes for members from the AARP® Small Business Insurance Program.

Member Benefits

Renew today! Members receive exclusive member benefits & affect social change.