Alert
Close

Tell your senator to end the gridlock and renew the Older Americans Act now. Learn more

AARP's Social Security Q&A Tool

If you delay claiming beyond your full retirement age, do you also receive a COLA adjustment?

En español | Yes. The COLA for 2015 is 1.7 percent. If you turn 67 in 2015 and apply for benefits, your benefit would be 9.7 percent larger (the 8 percent delayed retirement credit plus the 1.7 percent COLA) than if you had applied for benefits at age 66 (when there was no COLA). In addition, the COLA is applied to the monthly benefit amount beginning when the person turns age 62. This is true whether the person is actually receiving benefits at age 62 or not.

submit a question to
AARP EXPERTS

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go

Search Social Security Q&A Tool

Enter a keyword to get all the answers to your Social Security questions.

Advertisement

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

UPS Store membership discount aarp benefits

Members save 15% on eligible products/services, 5% on UPS shipping at The UPS Store®.

membership adt

Small business owners save 20% on new installation of any new ADT security system.

Man using cell phone outdoors

Members save on monthly service & usage fees and get free activation with Consumer Cellular.

Member Benefits

Renew today! Members receive exclusive member benefits & affect social change.

Advertisement