Skip to content

How Does Your Brain Score? Take the Staying Sharp Brain Health Assessment


If you delay claiming beyond your full retirement age, do you also receive a COLA adjustment?

En español | Yes. If there is a COLA increase, your benefit increases even though you delayed claiming. With consumer prices down, as measured by the CPI in the fall of 2015, there is no COLA increase for 2016. The COLA for 2015 was 1.7 percent. If you had turned 67 in 2015, your benefit would have been 9.7 percent larger (the 8 percent delayed retirement credit plus the 1.7 percent COLA) than if you had applied for benefits at age 66.  In addition, the COLA is applied to the monthly benefit amount beginning when the person turns age 62. This is true whether the person is actually receiving benefits at age 62 or not.

Submit a Question to AARP Experts

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go

Next Article

Read This