Deliver Help and Hope to Hungry Seniors This Thanksgiving Season. Donate

AARP's Social Security Q&A Tool

Can I collect both my own retirement benefit when I turn 62 and my widower's benefit?

Generally speaking, you cannot collect two full benefits. If you file for both a retirement benefit and a survivor benefit, Social Security will compare the two benefits and give you the greater of the two. Keep in mind that if you claim either or both benefits prior to your full retirement age, the amount benefit will be reduced for life, unless you go back to work and exceed the annual earnings ceiling.

submit a question to
AARP Experts

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go

Search Social Security Q&A Tool

Enter a keyword to get all the answers to your Social Security questions.


Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Member Benefits Cricket Wireless Cellular

Members can save $20 on wireless devices from Cricket. Conditions apply.

membership adt

Small business owners save 20% on new installation of any new ADT security system.

UPS Store membership discount aarp benefits

Members save 15% on eligible products/services and 5% on UPS shipping at The UPS Store®.

Member Benefits

Renew today! Members receive exclusive member benefits & affect social change.