Dylan Talks! AARP exclusive interview and in-depth look at the American icon. Read now

AARP's Social Security Q&A Tool

Does the earnings limit increase as you get closer to full retirement age?

En español | Yes. This is how it works: There are two different limits under the Retirement Earnings Test. The lower limit is $15,720 in 2015 and applies to everyone who is below the full retirement age (age 66) for all of the year. For these people, benefits are reduced by $1 for every $2 in earnings over $15,480. The upper limit, $41,880 in 2015, applies to anyone who reaches full retirement age in the year and is only applied during the months prior to that birthday's month. For these people, benefits are reduced by $1 for every $3 in earnings over $41,880.

submit a question to

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go

Search Social Security Q&A Tool

Enter a keyword to get all the answers to your Social Security questions.

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

UPS Store membership discount aarp benefits

Members save 15% on eligible products/services, 5% on UPS shipping at The UPS Store®.

membership adt

Small business owners save 20% on new installation of any new ADT security system.

Mujer en la parte de afuera de so negocio

Free quotes for members from the AARP® Small Business Insurance Program.

Member Benefits

Renew today! Members receive exclusive member benefits & affect social change.