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AARP's Social Security Q&A Tool

Can Social Security benefits be seized by creditors?

En español | Federal law generally prohibits creditors from seizing federal benefits to pay a debt, except for alimony, child support and federal taxes.

But recently, the California Supreme Court ruled that overdraft charges are not debts, so banks can deduct money from Social Security payments to pay these charges. Other states could follow California’s ruling, consumer advocates say.

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