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AARP's Social Security Q&A Tool

Are survivor benefits reduced for a Postal Service employee's survivor?

En español | Generally, your Social Security benefits as a spouse, widow or widower will not be reduced if you are receiving a government pension that is not based on your earnings. Thus, if the wife is getting a pension based on her husband's earnings, then her benefit should not be affected by the Windfall Elimination Provision. However, if she receives a govt. pension based on her own earnings, then her widow benefit will be affected by Government Pension Offset, which reduces Social Security benfity by 2/3 the amount of the government pension received.

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