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AARP's Social Security Q&A Tool

Is the annual earnings limit for people under full retirement age broken down into a monthly maximum or is it for the year?

En español | The Social Security Administration does not break the $15,120 (in 2013) Retirement Earnings Limit into monthly amounts. Your benefits will not be affected until your combined annual earnings exceeds $15,120. If you earn $14,000 in January and no other income for the year, your benefit will not be reduced. If you do earn more than the $15,120 limit, your benefit will be reduced by $1 for every $2 in earnings over the limit.

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