Alert
Close

Watch the NASCAR race on Sunday at the Atlanta Motor Speedway. Join the Drive to End Hunger!

AARP's Social Security Q&A Tool

I will be 65 this year. When should I apply for Medicare?

En español | You should probably enroll during the seven-month window known as your Initial Enrollment Period (IEP). It consists of the three months before your 65th birthday, the month of your birthday, and the three months after your birthday. If you miss this deadline, you may have to pay higher premiums for Medicare Part B, which covers doctor bills, outpatient fees and other medical expenses. However, some people who are still working at 65 or have other insurance coverage may delay enrollment without this penalty  Proof of a letter saying that they have "creditable" health care coverage is required.

Tell Us WhatYou Think

Please leave your comment below.

submit a question to
AARP EXPERTS

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go

Jobs You Might Like

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Woman sitting on sofa using laptop
membership adt

Small business owners save 20% on new installation of any new ADT security system.

Mujer en la parte de afuera de so negocio

Free quotes for members from the AARP® Small Business Insurance Program.

Member Benefits

Renew today! Members receive exclusive member benefits & affect social change.

Explore Your Learning Possiblities