The answer to this question, like many questions about Social Security, is, "It depends on your situation." We've given you some guidance to check out.
Are these not the questions that keep you up at night? Have you taken the Social Security Q&A Tool for a spin? Try it out, and don't worry if you don't see your own question listed yet. We're continuing to manually accept and answer new questions that are not answered by the tool. It might take us a week or two to get back to you, but we will do the best we can to answer your question!
Jean C. Setzfand is vice president of financial security at AARP.
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