Alert
Close

Get free help preparing your taxes from AARP Foundation Tax-Aide. Find a location

Highlights

Open

Rewards for Good Sweepstakes
Happy African American couple
Life at 50+ - Register for the Digital Experience
AARP Auto Buying Program

Most Popular
ARTICLES

Viewed

Free Fun!

AARP Games - Play Now!

Work
PROGRAMS

Best Employers for Workers Over 50

See the latest winners of this AARP recognition program.

Employer Resource Center

Attract and retain top talent in a changing workforce.

Ask the Experts

The Longer You Wait, The More You Get

Q. I’m about to turn age 66. How do I apply for Social Security benefits? If I choose to wait until I’m older to collect my benefits, how much more would I get?

Your retirement benefit will increase about 8 percent for each year you wait. If your monthly benefit at age 66 is $1,000, it would grow to $1,080 at 67, to $1,160 at 68, to $1,240 at 69, and to $1,320 at age 70.

To collect your full retirement benefit at age 66, you must apply to the Social Security Administration three months before you want to receive it. You can apply online or visit your local office. If you have questions, you can call the SSA at 1-800-772-1213.

The SSA Web site provides a table that shows how retirement benefits increase by percentage when you delay collecting. You can also compute the effect of delayed benefits by the month and year using the SSA calculator.

Source: Social Security Administration

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts

Processing

Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

The source you picked had an error, please pick another source.

Jobs You Might Like

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

UPS Store membership discount aarp benefits

Members save 15% on eligible products/services, 5% on UPS shipping at The UPS Store®.

membership adt

Small business owners save 20% on new installation of any new ADT security system.

Man using cell phone outdoors

Members save on monthly service & usage fees and get free activation with Consumer Cellular.

Member Benefits

Renew today! Members receive exclusive member benefits & affect social change.

Rewards for Good

Your Points Balance:

Learn More

Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

Find more ways to redeem points

Advance your skills. Transform your career.

Explore your learning possibilities.