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The Tough Choices: Social Security

Report says program is declining quickly, but changes are possible

A recent Social Security Trustees report estimates that Social Security's economic viability is worse than reported last year. If nothing changes, in 20 years beneficiaries will only receive 75 percent of their benefits; by 2033 the fund will be exhausted. Possible fixes include raising the eligibility age, lifting the payroll-tax cap and reducing benefits for higher earners. But both political parties are wary of changes that will upset constituents.

Is it too late to make Social Security sustainable again? We explore experts' opinions.

Experts:
David John, Senior Research Fellow in Retirement Security and Financial Institutions, Heritage Foundation.

Virginia Reno
, Vice President for Income Security at the National Academy of Social Insurance.

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