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AARP Home » Work & Retirement » Social Security »Perspectives: Options ...

Perspectives: Options for Reforming Social Security

by: Virginia Reno, The National Academy of Social Insurance (NASI), David John, The Heritage Foundation, from: Public Policy Institute, June, 2012

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Experts and policymakers in Washington are considering a broad range of proposals for reforming Social Security. Below, we present perspectives from two leading experts on some of the more frequently mentioned policy options. David John is a Senior Research Fellow at The Heritage Foundation. Virginia Reno is Vice president of Income Security Policy at the National Academy of Social Insurance

Compilation of Options

Option: Raise the Full Retirement Age

Option: Begin Longevity Indexing

Option: Recalculate the COLA

Option: Increase the Payroll Tax Cap

Option: Eliminate the Payroll Tax Cap

Option: Reduce Benefits for Higher Earners

Option: Benefit Improvements

Option: Increase the Payroll Tax Rate

Option: Tax All Salary Reduction Plans

Option: Cover All Newly Hired State and Local Government Workers

Option: Increase Number of Years Used to Calculate Initial Benefits

Option: Begin Means-Testing Social Security Benefits

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