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The Future of Social Security: 12 Proposals You Should Know About

Pros and cons of options on the table in Washington

You’ve paid into Social Security, and you deserve to know what changes are being proposed and how each might affect you and your family.

See also: The Medicare proposals.

With more people living longer, Social Security faces increasing financial challenges. Estimates indicate the program will be able to pay full benefits for the next 20 years, but only 75 percent after that.

Here are summaries of 12 options being  talked about in Washington. Each summary is accompanied by two opinions that AARP commissioned from experts whose views typically represent different sides of the issues.

(The calculations in these options are based on the 2011 Social Security Trustees’ report.)

The experts:

  • David John of the Heritage Foundation

  • Virginia Reno of the National Academy of Social Insurance

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