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Social Security Mailbox

Social Security Changes in 2014

There’s a cost-of-living adjustment and higher limits on earnings while collecting

Q: What other changes to Social Security are taking place in 2014?

A: Too many to name, but here are some significant ones:

  • For workers retiring at full retirement age, the maximum Social Security payment will increase from $2,533 a month to $2,642 a month. To receive that sum, however, you will have to have met or exceeded the maximum taxable earnings level for 35 years of your working life.
  • SSI payments will rise from $710 to $721 a month for individuals and from $1,066 to $1,082 a month for couples.
  • Faced with 10,000 retirements a day, Social Security is steadily moving many of its services to the Social Security website. Beginning in February 2014, the agency will no longer provide certain documents in its offices, including benefit verification letters and proof of Social Security numbers. However, that information will be available to people who set up personal "my Social Security" accounts online or who call Social Security at 800-772-1213. Go online to create an account.

See also: Are my Social Security benefits taxable?

This helpful calendar shows when you'll receive your benefits in 2014.

Stan Hinden, a former columnist for the Washington Post, wrote How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire. Have a question? Check out the Social Security Mailbox archive. If you don't find your answer there, send an email to the Social Security Mailbox.

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