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How to Maximize Your Social Security Check

Taking a spousal benefit first, then your own, can raise your total in a big way

En español | Q. I’m 66 and trying to decide whether to apply for Social Security benefits. I plan to continue working four or five more years. My husband is 70 and began benefits at 66. Is it prudent for me to start mine now and squirrel them away — or should I wait until 70 for maximum benefits?Back to Article

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