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Quiz: What's Your Retirement IQ?

A new survey by Fidelity Investments finds that many workers underestimate how much they need to save and overestimate how much they can safely withdraw each year from their nest eggs during retirement. Pre-retirees ages 55 to 65 were more likely to correctly answer questions than younger groups, but a significant number of them still held misconceptions that could lead to financial problems later. Take Fidelity’s Retirement IQ quiz below and see which financial areas you may need to brush up on. “It’s never too late,” says Fidelity’s Keith Bernhardt.

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