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PPI Solutions Forum

Better Lifetime Income Options

How Do We Get There?

With many baby boomers facing an uncertain retirement—and younger workers finding it increasingly difficult to save—the time is ripe for a fresh look at ways to promote greater financial security as we age.

What are the income prospects for future generations of retirees? What drives some individuals to select lifetime income options and deters others? What have we learned about the appeal and value of these options? What public policies might expand the availability and selection of lifetime income options?

Some of the nation’s foremost experts addressed these questions and more at an October 10, 2012, Solutions Forum on Capitol Hill sponsored by PPI, TIAA-CREF and the Urban Institute. Speakers and discussants included:


Managing Director, TIAA-CREF, and Head of the TIAA-CREF Institute

David John

Senior Research Fellow, The Heritage Foundation, and Deputy Director, the Retirement Security Project, The Brookings Institution

Richard Johnson

Senior Fellow, Director of the Program on Retirement Policy, Urban Institute

Sandy MacKenzie

Senior Strategic Policy Adviser, AARP Public Policy Institute

James Poterba

Mitsui Professor of Economics, MIT

Anna Rappaport

Anna Rappaport Consulting

Susan Reinhard

AARP Senior Vice President, and Director, AARP Public Policy Institute

David Richardson

Senior Economist, TIAA-CREF Institute.

Eugene Steuerle

Richard B. Fisher Chair and Senior Fellow, Urban Institute

Lina Walker

Director, Health Policy Issues, AARP Public Policy Institute

Stephen Zeldes

Benjamin M. Rosen Professor of Economics and Finance, Columbia University


At this forum, PPI released Do Default and Longevity Annuities Improve Annuity Take-Up Rates? Results from an Experiment by Sandy Mackenzie and Lina Walker of PPI and Robert Gazzale, University of Toronto.

AARP Public Policy Institute Solutions Forums are designed to create higher visibility on policy issues for AARP among experts from think tanks, academia and other stakeholders, as well as Administration officials and Congressional staff.

The forums are part of PPI core work to inform and influence the policy debate.

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