Congratulations on taking the first step toward planning for a more secure future. When it comes to your home, health, and finances, you want to be in the driver’s seat.
That’s why it’s important to begin planning now for your future, and any care you may need. While most of us would rather not think about needing long-term care – the day-to-day help needed by people with illnesses, disabilities, or other conditions that last a long time – it’s important to understand your options and have a solid plan in place. Planning can help avoid problems down the road and give you the peace of mind that you’ll be prepared for any unexpected situations.
To get started, request your free Planning and Resource Guide using the form below.
This comprehensive guide will provide you with the information and tools you need to:
- Assess whether your home and community can support your needs as you age
- Take better care of yourself to improve your chances for a healthy future
- Know the costs of long-term care and learn about ways to cover them
- Create legal instructions that will help keep you in charge of decisions about your care and finances
AARP also has launched a dedicated website that offers timely, relevant news on long-term care, interactive tools and information tailored to women interested in planning for their future, including fact sheets, glossaries, polls, and an online community.
Women, in particular, face significant challenges with living independently as they age:
- Women live longer. More than two-thirds of Americans age 85 or older are women. According to AARP’s Public Policy Institute, women who reach age 65 can expect to live an average of 20 more years, outliving men, on average, by five years.
- Women have fewer resources. Women are hit hard by changes to their finances caused by caregiving, divorce, widowhood, and job loss. Almost half of women age 75 or older live alone. On average, their income is only three-quarters of what older men make — and less than half of what older couples bring in.
- Women are more likely to need long-term care. About 79 percent of 65-year-old women will need some long-term care during their lifetime. On average, these women will end up needing 3.7 years of care. Men age 65 are likely to need about 2.2 years of care over the rest of their lives.
Even if a woman never needs long-term care, a family member or friend probably will. Two-thirds of family caregivers are women and more than 70 percent say they’ve had to make workplace accommodations related to caregiving responsibilities. This often means cutting back on hours, passing up promotions, or leaving the workforce entirely. This can mean thousands in lost wages over a lifetime.
Help Us Empower Other Women in Your Community
AARP Connecticut has a unique opportunity available for women who are interested in volunteering their time to help empower other women in their community to plan for their future. Free training and ongoing support is available. If you’re interested or would like to learn more about this volunteer opportunity, please send an email with your contact information email@example.com or call us at 1-866-295-7279.
It’s Never Too Early to Start Planning
You never know when you might need long-term care, so it’s important that you do know how you’ll handle it. Early planning can help increase the number of options available and assure that the decisions being made represent your wishes. Do it for them. Do it for yourself. Use the form below to request your free Resource Guide today.