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10 Worst-Rated States for Retirement

Cost of living, climate, crime rates and more factor into MoneyRates.com’s 2012 rankings

Here are the 10 worst states for retirement, and some of the reasons why each is on the list. With this MoneyRates.com ranking the No. 1 spot is the worst of the worst.

10. Rhode Island — high property taxes

9. Maryland — high property taxes and other costs

8. Maine — low life expectancy and harsh climate

6. New York (tie) — high property taxes and other costs

6. Ohio (tie) — low life expectancy

5. Massachusetts — high property taxes and other costs

4. Illinois — high property taxes and high unemployment

2. Alaska (tie) — high cost-of-living and harsh climate

2. Pennsylvania (tie) — low life expectancy and tough economy

1. Michigan — harsh weather and a tough economic climate

Read about MoneyRate's list of best-rated states for retirement.

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