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Here are the 10 worst states for retirement, and some of the reasons why each is on the list. With this MoneyRates.com ranking the No. 1 spot is the worst of the worst.

10. Rhode Island — high property taxes

9. Maryland — high property taxes and other costs

8. Maine — low life expectancy and harsh climate

6. New York (tie) — high property taxes and other costs

6. Ohio (tie) — low life expectancy

5. Massachusetts — high property taxes and other costs

4. Illinois — high property taxes and high unemployment

2. Alaska (tie) — high cost-of-living and harsh climate

2. Pennsylvania (tie) — low life expectancy and tough economy

1. Michigan — harsh weather and a tough economic climate

Read about MoneyRate's list of best-rated states for retirement.

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