What's the case for getting married? At older ages, weaker than you might think. Romance is wonderful. Marriage, however, is not always a totally romantic partnership ("for richer, for poorer, in sickness and in health," and all that).
See also: Money matters for the unmarried.
When you dig into the financial implications, you might agree with the kids: Living together without benefit of clergy makes sense. Or you might still prefer the security of marriage and find it more aligned with your personal values.
A hot topic is whether Granny should "live in sin." Financial planner Lauren Klein of Klein Financial Advisors in Newport Beach, Calif., sees older couples holding "weddings" for appearances only — making the vows but not signing the documents.
"They don't tell the children or grandchildren they aren't married," she said. "They don't want to be a bad influence."
Before taking even one step toward the altar — or, for that matter, cohabitation — the two of you should have a sober business discussion. Bring proof of your income, assets, credit history, debts and other obligations. (You'll have to disclose them anyway, if you plan on writing a prenuptial agreement.) I stress, bring proof. Estimates have a funny way of being off.