A. The U.S. Administration on Aging funds pension counseling and information programs in 29 states. These programs provide free legal assistance to people who have trouble collecting their retirement benefits, whether it's a pension, 401(k), profit sharing or other retirement plan.
For a list of counseling programs and the states they cover, go online to the nonprofit Pension Rights Center.
You don't have to be a current resident of one of those states to get help. You qualify for help if your employer has offices in a state that's covered, or if you lived there while earning your pension.
If you're not in a state that's covered by the program, go online to PensionHelp America. Or call the Pension Rights Center at 202-296-3776.
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Carole Fleck is a senior editor at the AARP Bulletin.