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10 Toughest States for Earning a Living

Hawaii may not be heaven on earth after all

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Here are MoneyRates.com's 10 worst states for earning a living, as well as each state's corresponding annual adjusted average income:

State    

Average Income

Details

1. Hawaii
$22,108   
Hawaii has an extremely high cost of living, coupled with a fairly high tax rate.
2. Maine

$29,159 Maine has a combination of relatively low wages and an above-average cost of living.
3. Montana $29,496 Montana makes the list primarily because of the state's low average wages.
4. California
$29,772 California has many fiscal woes, high taxes, high unemployment and a high cost of living.
5. Vermont    
$29,986   
Vermont has a fairly low unemployment rate, but relatively high state taxes and cost of living.
6. Oregon    
$30,343   
Oregon has an above-average rate of unemployment, a high cost of living and a high state tax rate.
7. Rhode Island
$30,612   
The cost of living, state taxes and the unemployment rate are all higher than average in Rhode Island.
8.Mississippi
$30,953   
The cost of living in Mississippi is cheaper than the average for the country as a whole, but the state's average wage levels are among the lowest in the country.
9. West Virginia
$31,357 West Virginia has a low cost of living and very low wage levels.
10. South Carolina $31,627 South Carolina suffers from a combination of below-average wages, above-average state taxes and above-average unemployment.

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