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Best Places for Pre-retirees

Study identifies good locations for those on the final glide to retirement

Best Places for Preretirees

Walter Bibikow/Getty Images

Nebraska takes the top spot in a new ranking of best places for preretirees to live.

There already are a lot of Best Places to Retire lists. But with more and more people extending their working careers these days, what about a list of the best places to pre-retire?

That’s the focus of a recently published report by LPL Financial, a firm that provides advice to financial advisors and institutions. LPL ranks the 50 states on how attractive they are to pre-retirees in the 46-64 age group, based upon a range of criteria, including a state’s fiscal health, access to and cost of health care, housing affordability, and community quality of life, which includes factors such as weather, traffic congestion and crime rates. LPL also took into account employment opportunities, since the 20 years before retirement may be when a person is able to save the most money. 


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The top-ranked state is Nebraska, which scored A ratings in financial issues and community quality of life, though it pulled C's in health care, employment and housing. Runner-up Michigan scored B's in financial issues and health care, and C's in the rest. The remainder of the top 10, in order: Minnesota, South Dakota, Wyoming, Tennessee, Virginia, Missouri, Utah and Iowa.

LPL also found that regions had different strengths. The Midwest ranked at the top in finance and housing, while Northeastern states had the best health care, employment and education.

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