AARP Research

2016 South Carolina Small Business Owners Survey on Retirement Planning

South Carolina small business owners and decision makers  agree that saving for retirement is important. Many are in favor of a retirement savings option. While most do not provide their employees with a savings retirement plan, many do support a plan to make it easier for small business owners to offer a way to save for retirement. Additionally, they feel that they would be able to attract and retain quality employees and have a competitive edge if they were able to offer a retirement option to their workers.

Key findings include:

  • Sixty-two percent (62%) of respondents expressed concern regarding their employees having enough retirement savings.

  • Seventy-one percent (71%) support a privately managed, ready-to-go state retirement savings plan.

  • Sixty-four percent (64%) would offer employees a state retirement savings plan if it were available.

  • Retirement savings options provide South Carolina small businesses a competitive edge.

The AARP 2016 South Carolina Small Business Owner Survey was a telephone study among 450 small business owners or decision makers about employee benefits at companies with 1-100 additional employees within the state of South Carolina. Interviews were conducted May 20-June 9, 2016. For more information contact Teresa Arnold, AARP South Carolina at or Cassandra Cantave at

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