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MIDDLE CLASS SECURITY PROJECT

PPI Research examines the prospects for secure middle-class retirement.  

 

See also personal stories of struggling middle-class Americans.

state
Data Center

PPI State Data Center

Data by state on Americans 50-plus: health, financial security, housing, caregiving and more.  Read

our public
policies

Learn about the policy development process at AARP, and read about AARP's positions on public issues in The Policy Book, AARP Public Policies
2011-2012.
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faces of
chronic care

Faces of Chronic Care, a video produced by AARP’s Public Policy Institute, explores the difficulties faced by many older Americans with chronic health conditions as they (and their caregivers) navigate the health delivery system. Watch

Championing
Nursing

PPI is home to the Center to Champion Nursing in America, an initiative of AARP, the AARP Foundation and the Robert Wood Johnson Foundation. The Center coordinates the Future of Nursing: Campaign for Action, a nationwide initiative to transform health care through nursing, engaging a wide range of health care professionals, consumer advocates, policy-makers, and the business, academic, and philanthropic communities. More

Middle Class Security Project, AARP Public Policy Institute

Assets and Debt across Generations: The Middle Class Balance Sheet 1989-2010

This study finds that the average debt of the middle class has increased significantly since 1989. Using data from the Federal Reserve’s Survey of Consumer Finances, the study creates balance sheets showing average amounts of assets, debt and net worth for the middle class by age groups at different points in time.  The study shows Americans over age 50 are experiencing the sharpest rates of increase in debt and younger families are carrying the largest amounts of debt. This trend presents a threat to the long-term financial security of middle class families of all ages.

Despite substantially higher asset values in 2010 than in 1989, the financial stability of middle class families has not improved for families ages 25 to 49, and improved little for those ages 50-64.  The oldest families, those 75+, experienced little gain in financial assets over the past two decades, and increasing numbers of older families are carrying debt, and larger amounts of debt, than in the past.

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Becky's Blog

Rebecca Gillian

AARP Research's Senior Vice President Becky Gillan blogs about recent AARP research and her experiences as a member of the 50+. Read

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Anna's Linens

Member save 10% every day at Anna's Linens and AnnasLinens.com.

Faanui Bay, as seen from beach on Bora Bora, French Polynesia

Members save up to $525 on vacations at AARP® Travel Center powered by Expedia®

Pepperoni Pizza, Papa Johns Superbowl promotion for AARP members

Members save 25% off regular price menu items at Papa John's

Member Benefits

Join or renew today! Members receive exclusive member benefits & affect social change.

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