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Think you know AARP? What you don't know about us may surprise you. Discover all the 'Real Possibilities'

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MIDDLE CLASS SECURITY PROJECT

PPI Research examines the prospects for secure middle-class retirement.  

 

See also personal stories of struggling middle-class Americans.

state
Data Center

PPI State Data Center

Data by state on Americans 50-plus: health, financial security, housing, caregiving and more.  Read

our public
policies

Learn about the policy development process at AARP, and read about AARP's positions on public issues in The Policy Book, AARP Public Policies
2011-2012.
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faces of
chronic care

Faces of Chronic Care, a video produced by AARP’s Public Policy Institute, explores the difficulties faced by many older Americans with chronic health conditions as they (and their caregivers) navigate the health delivery system. Watch

Championing
Nursing

PPI is home to the Center to Champion Nursing in America, an initiative of AARP, the AARP Foundation and the Robert Wood Johnson Foundation. The Center coordinates the Future of Nursing: Campaign for Action, a nationwide initiative to transform health care through nursing, engaging a wide range of health care professionals, consumer advocates, policy-makers, and the business, academic, and philanthropic communities. More

Middle Class Security Project, AARP Public Policy Institute

In the Red: Older Americans and Credit Card Debt

Middle-income Americans age 50 and older are carrying more credit card debt on average than younger people, according to Dēmos’ 2012 National Survey on Credit Card Debt of Low- and Middle-Income Households.  That’s a reversal of findings from a survey conducted by Dēmos in 2008.  AARP’s Public Policy Institute collaborated with Dēmos to produce this report which reveals a troubling picture of middle-income 50+ households carrying card debt near or in their retirement years. 

The report shows older households carried an average credit card balance of $8,278 in 2012. For those under 50, credit card debt averaged $6,258. Another key finding for middle income households that carried credit card debt for three months or more: a third of older households used credit cards to pay for basic living expenses like rent or mortgage payments, groceries or utilities.

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