AARP: Policy and Research Information for Professionals in Aging

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Loans

AARP Bulletin Survey on Consumer Debt and Loans: Executive Summary  / Research Report
July 2009— Levels of debt and consumers’ ability to take action to reduce financial obligations does not differ between those age 18-49 and those age 50+, although more older respondents to this national survey had retired their student loans than younger respondents. (3 pages)

A First Look at Older Americans and the Mortgage Crisis  / Research Report
September 2008— This first-ever analysis of mortgage data by age shows that older Americans have been significantly impacted by the mortgage crisis, with more than 684,000 homeowners age 50+ in delinquency or foreclosure during July-December 2007, according to this Insight on the Issues by Alison Shelton of AARP’s Public Policy Institute. (6 pages) (Publication ID: I9)

2005 Survey of Arkansas AARP Members  / Research Report
December 2005— AARP MEMBER OPINION RESEARCH: Long-term care, prescription drug, and payday lending issues are examined in this 2005 mail survey of 1,004 Arkansas AARP members.

Federal Judge Approves Settlement of Nationwide Payday Loan Class Action  / News Release
December 2003— AARP today announced a Texas federal judge’s final approval of the settlement of a nationwide class action lawsuit.

Attitudes Toward Consumer Issues: A 2003 Survey of AARP Members in West Virginia  / Research Report
June 2003— Opinions and comments about a variety of consumer issues are explored in this 2003 survey of 1,125 AARP members in West Virginia. Among the measures supported by respondents are the elimination or restriction of payday lenders, consumer protections on sub-prime mortgage lending companies, and strengthened laws against identity theft. (24 pages)

Payday Loans: A Model State Statute  / Research Report
October 2000— For many consumers, a payday loan at very high annual percentage rates may be their only source of credit. In this AARP Public Policy Institute report, Elizabeth Renuart of the National Consumer Law Center proposes the Deferred Deposit Loan Act as a model state statute for reducing or eliminating the practice's most serious problems and abuses. (71 pages) (Publication ID: D16954)

Check Cashing: A Model State Statute  / Research Report
May 1999— This AARP Public Policy Institute report by Sandra B. Eskin includes a model state statute designed to improve the regulation of check-cashing practices, a comparative state law chart, and summaries of existing state laws that regulate check cashing. (56 pages) (Publication ID: D16910)