Help pack a million meals for struggling seniors on Sept. 11. Volunteer today



Take Charge of Your Future

Hire a Financial Pro to Help You Fund Your Long-Term Care Plan

Find the right type of assistance for your situation

  • Arrive at the appointment with a list of questions. What services do you offer? What degrees, licenses and certifications do you hold? What is your specialty?

  • Make sure you understand how the person gets paid. Financial professionals charge for their services in a variety of ways, including hourly rates, flat fees, percentage of assets managed or commission. Keep in mind that some professionals who earn commissions may not have your best interests at heart.

  • Consider whether you feel comfortable with the person. A good financial professional welcomes questions and can explain answers clearly.

  • Request client references and check them. How long have they used the person? What do they like most — and least? Would they recommend the person to a family member?

  • Verify the person's credentials with the appropriate regulating or certifying organization. You can do this through professional associations and licensing agencies.

Remember that you are hiring someone to help you plan for your future. This is no time to be shy. To learn more about working with a financial professional, visit

You may also like: Take Charge of Your Future

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts


Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

Resource Center

Find tools, work sheets and tips on how to plan, prepare and succeed as a caregiver. Select a Caregiving Resource Center topic from the drop-down menu below.


Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Reading eyeglasses eyemed 6 membership benefit health

Members save 25% on orders of $200 or more and get free basic lenses at

Prescription medication spilling out of bottle

Members get a free Rx discount card from AARP® Prescription Discounts provided by Catamaran.

grocery coupon center member benefit aarp

Members can print savings coupons at the Grocery Coupon Center powered by

Caregiving walking

Caregiving can be a lonely journey, but AARP offers resources that can help.