Alert
Close

Think you know AARP? What you don't know about us may surprise you. Discover all the 'Real Possibilities'

Most
Popular

Viewed

Commented

Getting Started

Six Key Tips For Choosing an Insurer

These first steps will start you off on the right foot.

You've decided to use long-term care insurance to help pay for your future care. You've determined which options best meet your needs, and now you're ready to buy a policy.Here are some tips on choosing an insurer:

Make sure the policy will cover you if you move to another state.

Don't buy more than one policy. Owning several policies is expensive and won't necessarily give you better coverage.

Never let anyone pressure or scare you into making a quick decision.

Never pay any insurance premium in cash, and always make your check payable to the insurance company.

Nearly all states require insurance companies to give you 30 days to review your signed policy. During this time, you can return a policy for a full refund if you change your mind.

Still have questions or concerns? Contact your state's health insurance department.

Report any fraud or harassment to your state's insurance department.

For more information about planning for long-term care, visit www.aarp.org/decide. Decide to plan now for long-term care, create a plan that works for you, and share it with your loved ones. Let AARP help you. Decide. Create. Share.SM

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts

Processing

Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

Caregiving
Resource Center

Find tools, work sheets and tips on how to plan, prepare and succeed as a caregiver. Select a Caregiving Resource Center topic from the drop-down menu below.

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Grandson (8-9) whispering to grandfather, close-up

Members save on hearing care with the AARP® Hearing Care Program provided by HearUSA.

AARP Discounts on ADT Companion Services

Members save 20% off installation of any NEW ADT Personal Emergency Response System.

Movies Unlimited

Members save 10% on purchases of DVDs & Blu-ray discs with Movies Unlimited.

Caregiving walking

Caregiving can be a lonely journey, but AARP offers resources that can help.

Featured
Groups

Caregiving

What do you wish you knew when you first started caring for a loved one? Discuss

Tactics for Aging In Place

Home is where the Heart is. Share with us your stories, strategies and caregiving tips for aging at home. Discuss