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Selling Your Life Insurance? Proceed With Caution

Life settlements may sound appealing, but there are several potential drawbacks.

A growing number of Americans are selling their life-insurance policies to get cash for retirement expenses and long-term care. These transactions are commonly called "life settlements," "senior settlements," or—if the person is terminally ill—"viatical settlements." While selling a policy may make sense in some circumstances, consumers should be cautious. … Back to Article

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