Staying Fit
Jane Sung, AARP Public Policy Institute
Sibora Gjeçovi, AARP Research
The American Health Care Act, as introduced on March 6, 2017, will make changes to tax credits and age rating that will have a harmful impact on older adults. See the impact on low- to moderate- income older adults in your state.
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Methods: Premium changes are shown on an annual basis. Premium calculations are based on 2017 premiums and tax credits from the Kaiser Family Foundation Health Insurance Marketplace Calculator (http://kff.org/interactive/subsidy-calculator/). State charts showing average premium increases are based on premium data from the Center for Budget and Policy Priorities. Premiums under 5:1 were calculated by scaling up 3:1 premiums based on analysis by Joanne Fontana, Thomas Murawski, Sean Hilton, “Impact of Changing ACA Age Rating Structure: An Analysis of Premiums and Enrollment by Age Band”, Milliman Research Report, January 2017, www.milliman.com/aarp. MA, NY and VT do not include changes to age rating.
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