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The Affordable Care Act was signed into law on March 23, 2010, with most of its provisions scheduled to take full effect by Jan. 1, 2014. After numerous legal challenges, the U.S. Supreme Court found, in a 5-4 decision, that the majority of the Affordable Care Act is constitutional.
AARP supported passage of the Affordable Care Act because the law contains numerous protections that benefit our members, their families and other Americans age 50 and over, for whom the lack of health insurance coverage — or affordable coverage — is a serious challenge.
By starting to close the coverage gap known as the "doughnut hole," 5.3 million people with Medicare Part D have saved $3.7 billion since the law was enacted. In the first five months of 2012, 745,000 people with Medicare saved a total of $485.3 million on prescription drugs in the doughnut hole for an average of $651 in savings per person this year. Over 32.5 million Americans in Medicare used one or more free preventive services in 2011. And, over 2.2 million people with traditional Medicare benefited from the new Annual Wellness Visit in 2011.
We are analyzing the entire decision, including the Medicaid portion of the Supreme Court’s decision, to understand what it means for affordable health care coverage moving forward.
Many parts of the Affordable Care Act are already in effect and in use. The Supreme Court decision ensures that the provisions will stay in force. AARP remains focused on helping our members and the public understand the many benefits in the law that are specifically designed to protect older people and their families. These include:
If you have a private or employer-based insurance plan:
If you are uninsured or have a preexisting condition:
If you have Medicare:
See the AARP Health Law Guide tool to learn more about what the law means for you and your family, and how you can access the law’s benefits now and in the future.