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2013 Archives: Financial Security and Consumer Affairs

AARP correspondence to lawmakers and regulators

The following documents related to consumer affairs and the financial security of people 50-plus are presented in reverse chronological order.

OCTOBER

T:  On October 29, 2013 David Certner, Legislative Counsel and Policy Director for AARP Government Affairs provided testimony to the Subcommittee on Health, Employment, Labor, and Pensions Education & The Workforce Committee, U.S. House Of Representatives on Strengthening the Multiemployer Pension System: How Will Proposed Reforms Affect Employers, Workers, and Retirees?  (PDF)

L:  On October 7, 2013 AARP wrote to the entire U.S. Congress urging them to take steps to avoid default on our national debt and avoid risking benefits for current Social Security and Medicare beneficiaries or the health of our fragile economy.  Older Americans care very deeply about our country, and many are grandparents who feel a sense of stewardship and responsibility to make sure that their grandchildren enjoy the same opportunities and benefits our great nation has provided to them.  At the same time, millions of older Americans rely every day on their Social Security and Medicare. (PDF)

AUGUST

T: On August 29, AARP, on behalf of more than 37 million of its members and all Americans age 50 and older, provided testimony on so-called pension derisking. For decades, AARP has worked to preserve and strengthen defined benefit pensions as well as the Employee Retirement Income Security Act’s (ERISA) protections for pension participants and beneficiaries. Defined benefit pension plans have proven themselves to be reliable, efficient, and vital mechanisms for ensuring retirement income security for American workers and their families. Such plans, however, increasingly have been supplanted by defined contribution arrangements such as 401(k)-type plans, which shift all of the asset-building, investment, and longevity risk to employees. Twenty-five years of experimentation with shifting the risk for retirement security from employers to individual workers is contributing to a generation of retirees who are at high risk of accumulating too few assets, and too many who will simply outlive the assets. (PDF)

MARCH

L: On March 19, AARP wrote a letter to the entire House of Representatives to express serious concerns with the House Concurrent Resolution on the Budget for Fiscal Year (FY) 2014. While the House Republican budget proposal offers ideas for confronting our nation's deficits and debt, AARP believes the proposal lacks balance, and it jeopardizes the health and economic security of older Americans. (March 19) PDF

L:  On March 20, AARP wrote a letter to the entire U.S. Senate to express our views concerning the Senate Concurrent Resolution on the Budget for Fiscal Year (FY) 2014.  AARP believes the Senate proposal would achieve budget savings while protecting older Americans’ health and economic security. (March 20) PDF

FEBRUARY

L: On Feb. 14, AARP sent a letter to all of Congress reiterating the organization's opposition to reducing Social Security benefits for the purpose of deficit reduction, including efforts to address sequestration.  AARP believes that using the Social Security benefits that Americans have earned over a lifetime of work to remedy a problem that Social Security did not create is neither right nor fair. Instead, Social Security deserves its own national conversation that focuses on preserving and strengthening the retirement security of Americans and their families for generations to come. (Feb. 14) PDF

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