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I've read numerous messages here where the well-meaning writer urges us to check the credientals of seminar-presenters with the SEC.
Please be aware that the SEC--Securities Exchange Commission--is concerned with the selling of securities, such as stocks, bonds, mutual funds and VARIABLE annuities.
Fixed index annuities and other insurance products are offered by licensed insurance agents. Insurance agents are not licensed by the SEC. Insurance agents are licensed by their respective State Department of Insurance.
I believe most states have a mechanism for looking up an insurance agent (or someone who claims to be an insurance agent) either by name or license number. For example, you can check the background and history of an insurance agent in California by going to the website of the www.insurance.ca.gov/0200-industry/0070-check-license-status/index.cfm">California Department of Insurance.
To see how it works, if your agent is licensed in California, enter his name or his license number (it's required to be on his business card). You'll get an instant online report on courses he has taken, the company or companies he represents, how long he has been licensed by the state, any disciplinary action, and other information.
If you don't know the name of a California agent to look up, maybe you can find one among the members of this group, just to give it a try.
CA Insurance License 0E58930
P.S. I include my license number here, not as a means of self-promotion, but because the California Department of Insurance requires agents to do so, whenever we write anything in our capacity as licensed insurance agents.
the National Association of Insurance Commissioners (NAIC) has a web map where you can find the contact information for your state's insurance commissioner. It is at http://www.insurance.naic.org/state_web_map.htm. This way you can find the place to go to check out any insurance agent before you make an appointment and also file a complaint if you have any issues afterwards.