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In regard to a cell phone.....this is what I've done for the past 3 years. I pay by the year with T-Mobile and it is $100 for 1,000 minutes. Initially it was $200 because I had to buy the phone, taxes, etc. Now I have an excess of minutes as they are added on every year. You do have to make sure to get the 1,000 minutes BEFORE the year runs out, or wheever you bought them, or I think they cancel you out or you just start over.
I have a land line but then I am home most of the time and prefer to use that phone. I rarely use my cell phone, BUT it gives you peace of mind to have one with you especially in the car.
First, I had a long talk with my Squaw...she throws away enough that I could live on it... I bought her a new energy efficient refrigerator which I programmed the freezer at 0 f degrees and the refrigerator at 37 f degrees...I instructed her to rotate the food by taking the old out and putting the new all the way to the back so we use the oldest first...( not shove the oldest to the back and then throw it away...) I am retired and have taken over the shopping...first, I scan all the local grocery ads and MAKE A LIST of sale items... and I save coupons and calculate the cost vs savings......I plan out my route on a map to prevent "back-tracking " ......We have three freezers, so when an item we use is on special,,,,I buy in bulk...If an item is likely to "freezer burn" I vacuum seal it to prevent that... MY wife won't drink milk, and very little water....so when 2 liter sodas are on special sale for 77 cents or 88 cents each...I buy at least 20 or more and store them in a cool dark area of my garage.....I bought a small refrigerator for our master bedroom to keep sodas and snacks close at hand....saves trips downstairs and limits the number of times the large fridge is opened which conserves the cold temps... Changed my incandescent lighting to flourescent or CFL....changed my heating from oil furnace to electric baseboard heating....we can isolate the rooms that are not used on a daily basis... When we bought the house in Feb of this year,,,,I found that the house was on one electric service and the detached garage was on a second service..... I was being charged a service fee, a non-fuel fee, and a fuel fee, ....plus taxes on both services which made the garage cost me $50 to $70 per month...( there is nothing but one refrigerator, one microwave, lights and my power tools.... the actual electricity used was $10 to $15 ) so, I dug a ditch from my electric panel in the house, across my back yard to the electric panel in the garage...then I ran wire inside plastic conduit underground between the two panels... installed a 50 amp double breaker in both both electrical panels.....turned the main breaker off in the garage and powered up the panel from the house panel....After I had checked it out for a week....I called the power company and had them disconnect the service to the garage....now I only pay for the amount of electricity used in the garage.....which saves me about $50.00 per month...I use motion detector lights around the outside of the house , inside my garage , and in the hallways,...which turn off automatically within 5 minutes or less unless they detect a presence...I changed our cell phone service to one recommended by AARP which is half of the former one... I constructed an "airlock" tunnel to allow our Doberman free access to go in and out but the two doors conserve heat and air conditioning......reflective aluminum foil, placed over the glass of storm doors and windows on the southern side of the house has reduced our cooling demands by 40 % during the hot months of summer... In winter, I divert the exhaust from our clothes dryer into the "crawlspace " under the house which heats the floors with heat that would otherwise be wasted... I installed outdoor "freeze-proof spigots'...both cold and HOT on the garage side of the house...keep a 25 ft hose with quick connectors inside the house....to quickly thaw the doors and windows of a vehicle left outside during a sleet...and to refill a low radiator...or to quickly "de-ice" porch steps and sidewalk...