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As I see it to be, anyone whom has worked for one employer for many years may not have what is known as transferable skills. Those skills currently used in other jobs, companies, careers or used by employers other then the one you formerly worked for. Same applies to former caregivers whom may not have any current industry skills.
Here in lies the problems. Get the needed skills. Then hope to be employed. Hope only because age matters. You will be competing for a job and/or a position with workers whom are far younger then yourself.
Ask yourself this question. Do you really want to work with bosses and or peers young enough to be your kids? Far younger then your are? How will you fit in to the work environment? Considerations both you have to make and employers make.
Consider this: Will any future employer hire over 50+ aged workers? How many employers are hiring 50 plus aged workers? Look around you and observe. Where do you see them?
Older workers cost more to hire, maintain and often require high pay levels. Costs are higher for medical insurance, etc. Some older workers may require special accommodations and such. Prior older workers may have turned off employers to hiring us.
Getting needed skills is and always will be a huge benefit when seeking employment. However, before doing so consider the above first. What are your chances of being employed? And in what skill fields? Some are good while many are not.
As I see it, finding employment for workers without transferable skills and those whom want to enter the job market after many years outside of such, have it much more difficult them our parents had it.
Far to many large companies whom have or had plants and divisions which where able to be moved outside of this country have done so. Therefore, getting a job to simply make it through to full retirement age are now far and few in between.
Much as a result of our countries allowing and even encouraging with financial incentives for large companies to move plants off shore. We have been sold a bill of goods. Sold and told to us how moving jobs off shore and out of the USA is and will be beneficial to us.
Of which I disagree. Our parents lost jobs at our ages too. However, with so much industry here in our country, finding some or any type of work which did not need or require transferable skills where plentiful. 50+ aged workers whom where able to be trained and willing to learn could at least get some type of employment far more easily and quickly. Such isn't the case any longer.
I also have been downsized out of work. After 30+ years on the job and I have no transferable skills. In the former industry of which I worked there is no other such industry here now. Nor is there any like or similar company to go to work for. At current age of 61, I have not and likely will not pursue any new career. By the time I complete such I would certainly, in my opinion, be much to old...YIKES!...
A vocation is a possible job and income alternative source for many of us. Something to consider besides working for an employer. I have such a vocation and have had such just for the current situation I now find myself in... Not much income but sure beats going to work every day...
Some of us may have it better then others. Granted. And hopefully you are on of them. By better I mean those of us having 401k's with our former employers. Some of us having pensions. Some having both. Money from which to draw upon until we reach full retirement age or age 62.
Regardless of the circumstances of non employment, if you have a pension to draw upon you're doing better them some. If you also have a 401k plan you're doing far better then most. Some positives to be happy about.
At age of 62 we could accept the lesser amount of social security,3/4 of the full amount, for the entire duration of our lives and make it financially. Others not so lucky unfortunately. The lucky ones of us whom have pensions and/or 401k's. Those of us whom only have savings and no pensions, have it far worse. But at least most of us hopefully have both or at least one or the other. Those without either have it far worse.
Having a pension plan and or 401k cannot be said for many of the younger adults we are competing with for jobs. These younger workers are or have to be happy and content just to have employment. Many do not have a pension with their present employer. Far less employers have pension plans for their workers this day and age and many have whom did have them now do not currently have pension plans. Done away with as a means of saving money for their companies to survive in tough economic times and as a result of stiff competition from aboard.
If you are one of the more fortunate ones to have one or both sources of income while presently out of work, look on the bright side. The current generation of younger workers will someday be in the same position we are currently in. 50+ and no job. Replaced as we where or currently are. Seeking work as we are. Competing with younger peers as we are and they are very likely to be without any source of income. A terrible position to be in.