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IF YOU ARE THINKING ABOUT RETIREMENT YOU OBVIOUSLY WILL BE THINKING ABOUT MAKING PLANS
WHAT ARE THE MOST IMPORTANT FACTORS IN YOUR PLANNING?
WHEN TO RETIRE?
WHERE TO RETIRE?
THE TYPE OF HOUSING YOU CAN CHOOSE?
Speaking with many who are near retirement or who have just recently retired, the most important factors in planning are to review all areas of your life, determine where you are currently, where you want to be in the future, and take steps to close the gap between the two.
One way I recommend is to use a reliable assessment. What I mean by that is there are many assessments developed by individuals who really don't have the qualifications to develop assessments. The one I used for myself and my husband, and continue to use with clients is the Retirement Success Profile that was developed by a psychologist, Dr. Richard Johnson. He has certified many coaches to use the assessment through a very thorough training and testing of skills. It looks at 15 different areas of life to help you and your coach determine where you are and where you want to be. The coach then works with you on each specific area to ensure your retirement is a success, when you decide to retire. Some find that they aren't ready to retire, sometimes it shows you can retire right now. Your retirement plan becomes customized to you and your situation.
Instead of an assessment, you can find simple questionaires that will look at one area of life or another. My caution with using these are that they usually don't cover the entire life aspect, and as we know, many areas of life are connected to others.
A coach can help you in your decision of where to live, what's important to you when you make that decision, and most importantly when it's right for you to retire. People who invest in themselves by seeking this expertise find they are happier in their new retirement life with less struggle, uncertainty and anxiety.