This forum post is hidden because you have chosen to ignore hfox784. Show Details
This forum post is hidden because you have submitted an abuse report against it. Show Details
In Response to RE: What do you think? by alageorgia
I have been self-employed off and on for many years in a state that does not support small business owners . Revenue is highly taxed , self-employment, sales and payroll taxes are huge, and employers are responsible for paying the health insurance of employees who work over 19 hours. State statutes even disallow small business owners the ability to conduct business from their home, which forces the self-employed into renting office space. These are problems that all business's in Hawaii face but my problem area is actural with receivables. During todays downward economy, services are last to pay if even at all. I cannot ask for money up front because I am paid a percentage of the money I collect for medical billing. Since insurance companies have 30 days to pay claims, I don't even know how much is owed to me until 60 days later. No matter what I say or do (turn them upside down and shake money out of their pocket), once doctors collect insurance funds, I become "chopped liver," and my house that shelters 3 children goes into foreclosure. Also, because unemployment is so high, independent contract labors are a dime a dozen here so clients prefer someone they owe money does not come back, for it is awkward and uncomfortable owing someone money.