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Do you use in-home care services? Do you pay for this out of pocket or do you rely on Medicaid for services? Either way, you will soon feel the effects of the ACA in terms of access to care.
Beginning January 2014, employers must pay 90.5% of the premium for a MEC (minimal essential coverage) health insurance plan for each employee that works over 30 hours per week. If employers do not offer and pay for health insurance than a penalty of $2000 x the number of full time equivalant employees (minus the first 30 workers) will be assessed by the IRS. This tax will have the following repercussions on the cost and quality of in-home care.
Increased costs for in-home care services.
Decreased continuity of care as employers send multiple caregivers to assist to keep costs as low as possible (and workers under the 30 hour per week threshold).
Access to care is a right of all Americans. This is not a political issue but a matter of economics. Only the very wealthy will be able to afford in-home care services and those that cannot will be forced into instituional care (nursing homes) at a much earlier time in their lives.
The in-home care industry is asking for an exception to the Employer Mandate portion of the Affordable Care Act and needs your electronic signature of support at the official Whitehouse petition website. If within 30 days 100,000 signatures are recorded, the adminstration will make a formal comment. Even if 100,000 signatures are not attained, the in-home care industry hopes the urgency of this matter will attract the attention of policy makers in DC, where the final rules of this regulation are still under review.
Please sign the petition using the link below to protect access to care.