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We have been advised the only way to add our adopted granddaughter to our decades old existing family health plan is for the process to be court ordered. An elegibility rule states dependents can be added only within days of my husbands official retirement date (five-plus yrs ago), which this is an employer sponsored insurance plan. Does anyone have any experience with this? Is there such a process in which a court can do so? It is not possible as far as we know.